Sunday, May 31, 2009

Shop and Compare Life Insurance Quotes

If you are considering the purchase of life insurance protection, one way to find the most affordable policy is to shop and compare rate quotes from several insurers.

There's a few reasons to compare quotes:

1. Rates vary between insurance companies.

2. Some insurers specialize in insuring the lives of particular groups of people, such as, young families, smokers, or people over the age of 60.

3. It's quick and easy to compare rates online, and you don't have to meet with an insurance agent.

Most life insurance companies require you to take a medical exam if you need over $100,000 of life insurance.

However, there are insurers which offer no exam life insurance up to $500,000. Click here to learn more.

But, if you want to find the best price for life insurance and you don;t mind taking a medical exam, you can request your free life insurance quotes online from top-rated insurers.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Saturday, May 30, 2009

Life Insurance for Diabetes

If you have diabetes you may find it difficult to get life insurance coverage you can afford, if you can get approved.

In the past many life insurance companies viewed diabetes as a chronic condition that led to a shortened life expectancy.

Now, with the help of improved medication and education about how diabetics can manage their diabetes, things have changed.

Some life insurers are beginning to have a better understanding of the risks posed by diabetes, and have begun insuring the lives of people living with diabetes.

However, not all insurers offer life insurance to people with diabetes, and the rates can vary quite a bit between companies.

That's why it is very important to learn about your options for life insurance before choosing a plan.

One way to do this is to review articles, and compare plans and prices from several insurance companies.

Here's how you can learn more about Life Insurance for Diabetes.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Friday, May 29, 2009

No Exam Life Insurance Policies

Are you looking to compare no exam life insurance policies?

Did you know you may be able to qualify for up to $500,000 of no exam life insurance online in about 15 minutes?

That's right. But first you should know a few things.

No exam life insurance coverage may cost more than life insurance requiring a medical exam. And, the amount of coverage available is usually limited to $500,000.

However, many people choose no exam life insurance because it offers quick and easy life insurance protection for their family.

And, there's no mailing delays, hassles, and no need to meet with an agent.

Your life insurance coverage can be handled completely online.

There's no medical exams required, no urine tests, and no blood tests - just a few health questions to answer.

If you're ready, here's how you can shop and compare no exam life insurance policies online.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Thursday, May 28, 2009

Learn about Term Life No Exam

Are you looking to purchase term life no exam required?

If so, you may qualify online in minutes for up to $500,000 of term life insurance protection from a highly-rated life insurance company.

Here's a quick video that explains term life with no exam:



Term life insurance with no exam offers you the chance to purchase life insurance protection online that starts today. There's no medical exam, just a few health questions. You can use your credit card to pay for your policy. And, there's a 30 day money-back guarantee.


NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Wednesday, May 27, 2009

How to Buy the Fastest Life Insurance Online

Are you looking to buy the fastest life insurance available?

If so, you may be surprised to learn that now you may be able to purchase quality, affordable life insurance protection for your family in about 15 minutes....

That's right, in the time it takes to have a cup of coffee your family can be protected with "A" rated life insurance.

RBC Insurance through their sister-company Liberty Life Insurance offers RBC Express Term Life Insurance.

RBC Express Term offers you up to $250,000 of term life insurance protection with no medical exam required, just a few health questions.

If you qualify, you can start your life insurance coverage today.

Is it safe? Liberty Life Insurance is rated "A" excellent for financial strength by AM best Company.

And, Liberty Life Insurance Company has been around since 1905, with more than a century of insuring American lives.T
Find out how quick and easy it is to purchase RBC Express Term from Liberty Life.

Here's how to get RBC Express Term today.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Tuesday, May 26, 2009

How to Buy Life Insurance for Your Famliy

Are you looking for low cost family life insurance to protect the future for the ones you love.

Now you can shop and compare life insurance plans, prices, and companies online from the convenience of your own home in a matter of minutes.

Here's a helpful video that explains some important things to consider when planning for your life insurance:



Now that you are better prepared, please choose from the options listed below to get you started protecting your family with quality, affordable life insurance:

1. Compare free life insurance quotes online.

2. Learn how term life insurance works.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Monday, May 25, 2009

No Exam Life Insurance Tips

If you need life insurance and don't want to take any physical exam, blood or urine tests to qualify for coverage you may be considering no exam life insurance

What should you consider when purchasing no exam life insurance?

Here's a few tips:

1. Coverage may be limited to $500,000.

2. Rates may be higher than for life insurance requiring a medical exam.

3. Ask if full coverage is available from the start of the policy.

Here's some benefits of no exam life insurance:

1. No medical exam, just a few health questions.

2. Same day coverage, if you qualify.

3. A+ rated life insurer.

4. 30 day money back guarantee.

Remember, with no exam life insurance there is no hassles, no delays, and no need to meet with an agent.

Coverage may be available for $25,000-$500,000 of life insurance for a term of 10, 15, 20, or 30 years depending on your age and health.

Get your No Exam Life Insurance Quote now.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Sunday, May 24, 2009

20 Year Term Life Insurance with No Medical Exam

Can I buy 20 year term life insurance without any medical exam required?

Today their are options available for life insurance that do not require the applicant to take a physical exam to qualify for coverage.

In fact, some life insurers offer you up to $500,000 of term life insurance without an exam, blood or urine tests.

However, you may find these rates to be higher than quoted by insurers that require you to take a physical exam.

And, as mentioned above, the amount of life insurance available without an exam is usually limited to $500,000 of less.

But, if you want life insurance that's quick and easy, without the delays and hassles of a medical exam - you do have a choice. And, there's no need to meet with an insurance agent.

You can apply for life insurance completely online in a matter of minutes.

Here's how to get 20 year term life insurance with no medical exam

Saturday, May 23, 2009

Instant Life Insurance with No Doctor's Visit

Can you buy instant life insurance online without a doctor's visit?

Yes, you can - if you qualify.

Today there's life insurance companies that offer direct life insurance online without any doctor's visit or check ups.

Why? because, more and more consumers are looking for a quick and easy way to get their life insurance without the delays and hassles of traditional life insurance.

And, with the help of the internet, and advanced technology, life insurers are better able to meet consumer needs for instant life insurance online.

However, life insurance without any medical exam may cost you more than fully underwritten life insurance that requires a physical check up.

The good news is that if you qualify, you can begin your life insurance today.

But first you have to get a quote, apply online, and then you can find out, usually within 15 minutes - if you qualify for coverage.

You'll be asked a few health questions, and your answers will determine if you are approved for life insurance.

Get your Free Quote now.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Friday, May 22, 2009

A Rated Life Insurance Companies

If you are shopping for life insurance to protect your family you should consider "A" rated life insurance companies.

Why? Well, there are several reasons to consider the financial rating of your life insurer, and look for "A" rated companies.

First, the higher the financial rating of your insurer, the better able they are to meet their financial obligations - such as, paying their claims.

Also, if your life insurer has a downgrade in their rating, they may have to increase rates due to less people purchasing life insurance from the carrier.

Also, a downgrade may be an indicator that the financial condition of the company has declined due to poor investment results, increased claims, or a decrease in business.

When shopping for life insurance consider "A" rated carriers for safe, secure life insurance protection for your family.

Yes, saving money on your policy is important, but make sure you also weigh the financial strength rating of the company you choose.

Visit A Rated Life Insurance Companies to learn more, and request a free quote.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Thursday, May 21, 2009

No Medical Online Life Insurance Quotes

How and where can you get no medical online life insurance quotes?

Now there are a few carriers offering no medical exam life insurance coverage for healthy individuals.

Quotes can be requested and compared online from the carrier direct.

The amount of coverage available is usually limited to $25,000 up to $500,000 and rates may be higher than available from insurers requiring you to take a medical exam to qualify.

Here's a brief video explaining no medical life insurance quotes online:




It's quick, easy and affordable.

Don"t delay, protect your loved ones today.

Get your Free Quote for No Medical Life Insurance

Wednesday, May 20, 2009

What is Fixed Term Life Insurance?

Are you looking for fixed term life insurance?

If so, you may want to learn how fixed term life insurance works.

Fixed term life insurance is term life insurance that provides coverage for a fixed number of years.

Fixed term life insurance offers you protection for a certain number of years, usually 10, 15, 20, or 30 years of coverage.

Level term life insurance is a type of foxed term life policy that offers guaranteed level rates and coverage for up to 30 years.

If you are on a budget, have a family, a mortgage, or temporary needs for a period of 30 years or less, fixed term life offers an affordable option.

Learn more about fixed term life insurance.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Tuesday, May 19, 2009

Can You Buy Mortgage Insurance No Physical Exam Required?

If you are looking for mortgage life insurance to pay off your mortgage in case you die, you may want to consider mortgage life insurance with no medical exam required.

Why? Because, some people don't want to take a medical exam, or they hate the thought of needles, drawing blood, or giving a urine sample.

In addition, it used to take up to 6-8 weeks for you to purchase life insurance and receive your policy.

Now, with the help of the internet, technology, and the competition among life insurance companies, you can apply for coverage direct online.

In fact there's no medical exam necessary, you just answer a few health questions and find out if you qualify.

You can even purchase up to $500,000 of mortgage life insurance protection for 10, 15, 20, or 30 years - it's your choice. And, there's a 30 day money-back guarantee.

Now there's no reason to delay, no hassles, and no need to meet with an agent. You can handle your life insurance completely online.

Here's how to get Mortgage Insurance No Physical Exam needed.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Monday, May 18, 2009

Life Insurance for Cigar Smokers

Do you smoke cigars?

Are you interested in finding affordable life insurance for cigar smokers?

If so, you may find it more difficult than you first expected.

Did you know some smokers pay 2-3 times more for their life insurance than non-smokers?

However, not all life insurance companies rate smokers the same. And, not all life insurance companies charge occasional cigar smokers the full rates they do for everyday cigarette smokers.

That's why it is important to find the life insurers that specialize in insuring smokers, and have experience insuring cigar smokers. They know how to differentiate between occasional smokers, and develop rates that are in-line with the actual risk associated with smoking, based on the type of tobacco, whether you smoke cigars or cigarettes, and how often you smoke.

Here's how you can learn more about life insurance for cigar smokers and compare plans and quotes for your life insurance policy.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Sunday, May 17, 2009

Term Life Insurance No Blood Tests

Can you buy term life insurance no blood tests required online?

Whether you hate needles, or the thought of drawing blood, or you have a phobia about exams, needles, or blood - that doesn't mean you can't buy life insurance.

In fact, some life insurers now offer you the choice of purchasing life insurance coverage online without taking any blood tests, or physical exams.

It used to be the case that all life insurance required you to take a medical exam if you applied for life insurance of $100,000 or more.

Now, there are life insurers offering up to $500,000 of term life insurance without any requirement for blood work or medical examinations.

How does it work? Well, you answer a few health questions and your answers will determine if you are approved for life insurance coverage.

Once you are accepted, you may start your life insurance policy the same day, using your credit card to pay for your policy. There's even a 30 day money-back guarantee.

Here's how to learn more about term life insurance no blood tests required.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Saturday, May 16, 2009

What Age Qualifies for Life Insurance No Medical Exam Required?

If you are searching for no exam life insurance you may be wondering what age you have to be to qualify for life insurance coverage with no medical exam required.

Actually, the ages that qualify for coverage vary depending on the insurance company and plan offered.

Some life insurance offer plans for children from infants to age 25.

Other no exam policies offer coverage for people age 78 and under.

That's why it's important to do your homework, and compare plans, prices, and financial ratings from different life insurance companies before choosing the life insurance policy that's right for your personal needs.

Here's an article that explains and compares leading life insurance no medical exam plans to help you better understand your choices.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Friday, May 15, 2009

Globe Childrens Life Insurance

Are you interested in purchasing life insurance for your children or grandchildren?

If so, you may want to consider Globe Childrens Life Insurance.

Globe Life and Accident Insurance Company has been insuring the lives of American children across our country since 1964.

And, Globe Life is a financially secure insurer, rated "A+" Superior by AM Best Company for financial strength.

With Globe Life your child or grandchild receives quality life insurance protection at affordable rates.

What benefits does life insurance for children provide?

Some of the benefits include the following: Builds cash value, guarantees insurability as an adult, allows your child to purchase more life insurance when they become an adult, and the money can provide funds for final expenses.

Start building a financial foundation for your child's future today with Globe Childrens Life Insurance.

PARENTS Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Thursday, May 14, 2009

What is Graded Death Benefit Life Insurance?

Graded Death Benefit refers to the death benefit your beneficiary receives if you die while your life insurance policy is in force.

Graded death benefit is a death benefit that increases with the age of the insured person.

Graded death benefits may increase gradually then level off, or may increase sharply before becoming level.

This type of coverage may be common in juvenile life insurance and senior life insurance.

For instance, a 75 year old person buys a $10,000 graded benefit life insurance policy. The full $10,000 death benefit will not be paid until the person lives for 20 years. If the insured person dies within the first year of the policy, the beneficiary receives only 50%, or $5,000 of the death benefit.

However, there are other life insurance policies, such as, Globe Life Insurance which offer full coverage from the start of the policy for people age 78 and under. And, there's no medical exam required.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Wednesday, May 13, 2009

Can You Buy a Life Insurance Policy On a Parent?

Can you purchase life insurance on your parents?

Yes, you can.

In order to buy life insurance on another person there must exist Insurable Interest.

Insurable Interest exists between spouses, siblings, and a parent and child.

That means you may buy life insurance on your mother or your father.

However, when applying for life insurance on your parent, the insurer may require your parent to answer some health questions, take a physical, and sign the application for life insurance coverage.

Here's how you can request free life insurance quotes on your parent and find a low cost life insurance policy.

When comparing quotes make sure you answer all questions truthfully, and review the financial ratings of the life insurance companies.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Tuesday, May 12, 2009

Best Rated Life Insurance Company No Exam Required

What are the best rated life insurance companies offering no exam life insurance coverage?

When comparing plans one of the most important factors is the financial rating of the insurer.

Why? Because, you want to make sure you are choosing a life insurer that is able to meet their financial obligations, and pay their claims. You want your family to get your life insurance payout if you die, right?

There are several insurers that offer life insurance with no exam, but some of the highest rated carriers offering coverage are:

American Life Policy written through HSBC which is rated "A" Excellent by AM Best Company. You may qualify online for up to $500,000 of term life insurance with o medical exam, just a few health questions.

Globe Life and Accident Insurance Company is rated "A+" Superior by AM Best for financial strength, yet they only offer up to $30,000 of simplified life insurance with no exam required.

Liberty Life Insurance Company offers up to $250,000 of term life insurance with no exams. Liberty Life is rated "A" Excellent by AM Best Company for financial strength.

You can learn more about the top life insurance companies offering no exam life insurance by visiting Life Insurance No Medical Exam and comparing the plans.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Monday, May 11, 2009

What Life Insurance Factors Cause Denial of Coverage?

The fact is not everyone qualifies for life insurance coverage.

Although many of us try to purchase life insurance, and even more really need life insurance, not everyone can buy coverage.

Why? Because life insurers are out to make money. So, they want to insure people who have the chance of living a long life, and paying premiums for a number of years.

How do life insurers decide who to insure? They consider several factors they use in underwriting the risk of someone dying within a certain time period.

Some of these underwriting factors for life insurance include:

Your age, gender, health, family health history, height-to-weight ratio, occupation, hobbies, medication you take, whether you smoke or not, etc.

How do life insurers determine your risk for life insurance? They require a medical exam, blood and urine tests, and have you answer several medical questions on your application. This information is used to determine if you are a good risk to insure for life insurance.

What if you don't want to take a medical exam to qualify? There are term life insurance no exam plans that offer up to $500,000 of coverage without any physical exam required.

What if you are denied coverage for life insurance? If other insurers deny offering you life insurance, there are plans which may offer you guaranteed acceptance life insurance.



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Sunday, May 10, 2009

How Much Life Insurance Can You Buy Without A Medical Exam?

How much life insurance can a person purchase online without having to take any medical exams?

The answer depends on you and the insurance company you choose.

The factors they consider when accepting you for coverage may include your health and age.

Your answers to some health questions will determine if you are approved for life insurance coverage.

In addition, some life insurers offer much more life insurance without any exams than other companies.

There are life insurers such as Globe Life Insurance which offer up to $30,000 of life insurance with no exam for people age 78 and under.

There are insurers like Liberty Life Insurance Company which offers their RBC Express Term policy with coverage from $25,000-$250,000 of term life insurance.

If you need more life insurance, you may want to consider American Life Policy which offers up to $500,000 of term life insurance no exam required.

To purchase more than $500,000 of life insurance without any exams, you may want to consider buying policies from each of the insurers mentioned above.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Saturday, May 9, 2009

Can Seniors Buy No Exam Life Insurance?

Are you a senior looking for life insurance coverage, but maybe you don't want to take a medical exam?

That's understandable, who really wants to go to the doctor, take a physical exam, go through blood and urine tests to purchase life insurance?

There must be an easier way....

Actually, there is... now there is no exam life insurance available for seniors.

How does it work?

Well, you can request a free quote online from a leading life insurer. You answer some basic questions, answer a few health questions, and receive your quote.

Your answers to the health questions will determine of you qualify for life insurance.

Generally, people who are in average or good health may qualify.

In fact, you may be able to qualify for up to $30,000 of simplified life insurance with no medical exam required.

You can even apply for coverage for you and your spouse, if you're married.

Here's how to get senior no exam life insurance coverage.

Friday, May 8, 2009

Best No Exam Life Insurance Companies

Which are the best life insurance companies offering you no exam life insurance coverage?

That depends on what factors you are considering.

When reviewing quotes for life insurance with no medical exam required, some differences to consider would be the following:

1. The prices quotes.
2. The financial rating of the insurance company.
3. The number of years coverage is offered.
4. The amount of life insurance coverage available.
5. The quality of customer service.

Some of the leading life insurers offering no medical exam life insurance are:

RBC Insurance
Liberty Life Insurance Company
Globe Life and Accident Insurance Company
Stonebridge Life Insurance
Garden State Life

Make sure to review and compare quotes and plans before choosing your policy.

Some no exam life insurance plans offer graded benefits, which means full coverage is not available until you have owned your policy for 1-2 years.

Here's how you can review some of the best life insurance no medical exam companies.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Thursday, May 7, 2009

What Qualifies for Life Insurance No Medical Exam?

Are you interested in purchasing life insurance without having to take any medical exams?

If so, you may be able to qualify, but it depends on several factors, including your health, occupation and hobbies, and your age.

In general, in order to qualify you should be in average to good health, and not have any chronic illnesses.

Life insurers who offer no exam life insurance may accept some people who may not qualify for a fully underwritten policy requiring a medical exam.

However, the rates may be higher than quoted for a fully underwritten policy.

And, the amount of life insurance available without a medical exam may be limited to $500,000.

Although there is no exam required, there are a few health questions you need to answer when getting your quote.

Your answers to the health questions will determine if you qualify for coverage.

Why not get an instant quote now and see if you qualify? Request your Free Quote

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Wednesday, May 6, 2009

No Exam Life Insurance for Diabetics

If you have diabetes you may have found it difficult to qualify for life insurance, let alone find a policy with affordable rates for life insurance coverage.

That's understandable, many insurance companies do not offer life insurance to people with diabetes, and the ones that do may quote you higher prices than you expected to pay for your life insurance.

In addition, you may not want to go through the physical exam and tests required to qualify for your life insurance policy. It can seem like a hassle, and having to wait weeks and weeks to find out if you qualify, and finally get your life insurance policy.

Now, you may have another option.

No exam life insurance for diabetics
may offer you the life insurance coverage you need, without the hassles of going through a medical exam.

Tuesday, May 5, 2009

Compare Term Insurance No Exam Policies

Do you want to compare your options for no exam life insurance coverage?

If so, you may have more choices available than you expected.

Now there are several insurers online who offer life insurance without any physical exams required.

Why? Because more and more consumers want a quick and easy way to purchase their life insurance coverage without the hassles and delays of the traditional way of buying life insurance which would take up to 6-8 weeks for you to get your policy.

Now you have the chance to purchase life insurance coverage online the same day from an "A+" rated life insurer providing a 30 day money-back guarantee, and affordable rates.

No exam life insurance means there's no physical exam required, just a few health questions for you to answer. There's no urine tests and no blood tests.

Some leading providers of no exam life insurance include American Life Policy, RBC, and Globe Life, to name a few.

Here's how you can Compare Term Insurance No Exam plans for life insurance today.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Monday, May 4, 2009

Top 10 Reasons to Buy No Exam Life Insurance

Do you want to buy no exam life insurance?

If you are considering it, you may want to review some of the leading reasons people like yourself are choosing to purchase life insurance without having to take any physical exams.

Here's a list of reasons to buy life insurance with no exam required:

  1. You can choose from $25,000 to $500,000 of life insurance coverage.
  2. No medical or physical exam is required. Just a few health questions.
  3. No insurance agent will call or visit you.
  4. You can buy your policy direct online.
  5. No waiting period.
  6. Full coverage starts the day your policy is issued.
  7. Your benefit will never be canceled or reduced as long as you pay your premiums on time.


To review the entire list, please visit Reasons to Buy No Exam Life Insurance.

NOTE: Please remember your life insurance policy comes with a "Free Look" period which acts like a money-back guarantee, allowing you from 10-30 days to return your policy for a full refund of premiums paid.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Sunday, May 3, 2009

Can I Buy Life Insurance on My Parents?

Are you considering buying a life insurance policy on one or both of your parents?

If you're wondering if you can, the answer is "Yes".

To buy a life insurance policy on another person there has to exist an "Insurable Interest" between the insured person, and the person buying the policy.

Insurable Interest does exist between a parent and child, siblings, and spouses.

Therefore, you can buy a life insurance policy on your parent.

However, you should know that your parent may have to answer some health questions, sign the application, and possibly take a medical exam.

In addition, there are simpler policies available which offer life insurance without any physical exams. But you still need to answer a few health questions to find out if your parent qualifies for coverage.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Saturday, May 2, 2009

Term Life Insurance Premiums Predicted to Rise

Source: PRWEB.com

Have you heard about the rising prices on life insurance?

That's right. After several years of declining prices for term life insurance, it seems that rates are on the rise, and predicted to increase by 5-10% this year.

You know that term life insurance is the most affordable type of life insurance, but now that days of cheap life insurance may be coming to an end.

According to Michael Fry of TermDog.com, term life insurance premiums are predicted to rise 5 to 10 percent over the next year. This is due in part to the higher reserve requirements for life insurance companies. Read entire article.

What does this mean to you?

Well, rates are increasing due to the stock market and poor portfolio results for life insurance companies, as well as, capital reserve requirements.

Here's what you can do:

Consider term life insurance because it offers the most affordable rates compared to permanent life insurance - that means you can afford more life insurance to protect your family.

Also, rates do increase with your age, so now is the time to compare prices.

And, since rates are on the rise, why wait? Why not lock-in the lowest rates for term life insurance today?

Here's how you can compare free, instant term life insurance quotes from leading companies with no obligation.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Friday, May 1, 2009

How to Get Instant Coverage Term Life Insurance

Are you looking for instant term life insurance coverage for your family?

Now may be the best time for you to purchase term life insurance coverage.

Why? Because the swine flu has affected many states already, and the future is uncertain.

There is no reason to wait when you already know purchasing life insurance is the right thing to do.

And, due to poor investment results for 2008, life insurance companies have started to raise their term life insurance prices for the first time in several years.

In addition, prices for life insurance increase with age, meaning the longer you wait, the higher your rates will be for a life insurance policy.

So, how can you get instant coverage?

Actually, there's an "A+" rated life insurer that offers you up to $500,000 of quality, affordable term life insurance you may qualify for online starting today.

You answer some health questions, and your answers will determine if you qualify.

Get your Instant Coverage Term Life Insurance and start protecting your family today.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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