Wednesday, September 30, 2009

Over 50s Life Insurance with No Exam

Can you buy life insurance with no medical exams if you are over 50 years old?

Today there are life insurance companies offering no exam life insurance plans to people age 78 and under.

It's okay if you are over 50, you still may be able to qualify for life insurance without taking any medical exams.

However, most insurers will ask a few health questions on the application for coverage in order to decide if you qualify.

Among the leading insurers offering life insurance to people over 50 with no exam required are Liberty Life Insurance, HSBC, Colonial Penn, Garden State Life, and Globe Life Insurance.

Make sure you consider the financial strength rating of the insurance company before choosing your policy.

Also, consider how much life insurance is available, and how many years you are guaranteed coverage, and at what rate.

Here's how you can learn more about Over 50s Life Insurance and consider your options for quality, affordable life insurance coverage.

In addition, this article explains your top choices for Life Insurance No Medical Exam required for your review.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Tuesday, September 29, 2009

How Much life Insurance Can You Buy Without A Medical Exam?

What amount of life insurance can you purchase without having to take any physical exam, blood or urine tests?

The amount of life insurance coverage you buy without an exam depends on your age, health, and the life insurance company.

Some life insurers offer from $25,000 up to $500,000 of life insurance without any physical exam required.

However, there are usually a few health questions you will have to answer. Your answers will help to determine if you qualify for the life insurance policy.

In addition, most no exam life insurance plans are term life insurance which provides coverage for 10, 15, 20, or 30 years.

The rates may be higher than life insurance plans that do require you to take a physical.

Here's how you can learn more about term life insurance with no exam and request your free, instant quote for coverage.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Monday, September 28, 2009

Why Is Life Insurance Important?

Why is it important to own a life insurance policy?

Life insurance can be important for a number of reasons.

Life insurance is a contract that guarantees, subject to the terms of your policy, that your beneficiaries will receive a specific amount of money of you die.

That means life insurance can provide financial security for your family in case you are no longer there to provide for them.

In a way, it can work to replace your income, if the money received from the life insurance policy is invested wisely.

The money received from life insurance can be used for any purpose, including paying the mortgage, living expenses, college tuition, retirement for your spouse, vacations, food, estate taxes, your funeral and burial, etc.

Life insurance provides a way for you to pay off your outstanding debt, replace your income, and provide a financially secure future for your loved ones.

Request your free, instant life insurance quotes from over 70 top-rated life insurers offering you savings up to 75%.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Sunday, September 27, 2009

How to Buy Low Cost Burial Insurance

If you need burial insurance you may want to find the highest rated insurer offering the best price for your coverage.

Why should you have to pay more for your burial insurance plan than necessary?

Now you can compare life insurance plans to provide for your burial and final expenses online from top-rated insurance companies without any hassles, or delays.

According to the national Funeral Director's Association the average funeral and related costs are now more than $6,700.

That's why most burial insurance plans offer coverage from $2,500 up to $25,000 or more.

Burial insurance plans are usually simplified life insurance with no medical exam required. Which means you can apply online in a matter of minutes and find out if you qualify.

In addition, you may be able to apply online for burial insurance for you and your spouse.

When comparing plans and prices make sure you consider the financial rating of the insurance carrier. A rating of "A" excellent, or better, by AM best usually means the insurer is financially sound and secure.

Learn how you can find Low Cost Burial Insurance and compare free quotes today.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Friday, September 25, 2009

Can You Buy Life Insurance No Medical Exam Required?

Can you purchase a life insurance policy without having to take a medical exam to qualify?

Yes, now there are insurers offering life insurance no exam required, just a few health questions.

In fact, one insurer offers up to $500,000 of life insurance protection for up to 30 years of coverage without any physical exam, blood or urine tests.

There is a 30 day money-back guarantee, and you can apply online in minutes and find out if you qualify.

If you are approved, you can start your life insurance today.

You can choose coverage for a period of 10, 15, 20, or 30 years depending on your needs.

And, the amount of coverage available is $25,000 up to $500,000.

You can even apply online for you and your spouse if you're married.

It only takes about 10 minutes to get a quote and apply online.

Why wait when you can get the highly-rated life insurance your family deserves, starting today?

Get your Free Quote for no exam life insurance.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Thursday, September 24, 2009

What is Rated Life Insurance?

What does rated mean on life insurance?

A rated policy is a life insurance policy when the applicant is charged a higher-than-standard premium to reflect a unique impairment, occupation, or hobby, such as a history of heart disease or a sky diver.

Some occupations or hobbies which may call for a rated life insurance policy include demolition contractors, blasting contractors, sky scraper window washers, bungee jumping, white water rafting, and motorcycle racing.

The rated life insurance policy charges you more for a higher risk to your life due to the exposure of health issues, or high risk activities.

You can request free, instant term life insurance quotes from over 70 top-rated life insurers offering you savings up to 75%.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Tuesday, September 22, 2009

Best Life insurance Company with No Medical Exams?

What is the best life insurance company that doesn't require medical exams?

The best company for no exam life insurance may require on your personal health, age and answers to the application questions, since each life insurer has their own set of underwriting guidelines for acceptance.

However, some of the more popular no exam life insurance companies may include Globe Life, Garden State Life, RBC Insurance, HSBC Insurance, Colonial Penn, Gerber Life, and Stonebridge Life.

When searching for the best life insurance plan without a medical required you should know that the premium you pay may be more than charged for life insurance that does require a physical exam.

Also, the amount of life insurance available without a medical may be limited to $500,000 or less depending on your own personal factors.

Life insurance without an exam usually requires you to answer a few health questions to determine if you qualify for coverage.

Here's a list of the best life insurance no medical exam companies and how you can compare plans and quotes online.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Monday, September 21, 2009

Can I Buy Life Insurance Over Age 65?

Can I open a life insurance policy if I am over 65?

There are life insurers willing to insure people for life insurance over the age of 65.

However, when you request a quote and apply for coverage you are asked several health questions. The answers will help to determine if the insurance company will accept you for life insurance.

There are life insurers who offer coverage to people over 65, but some insurers may offer higher limits of life insurance, and others may not require a medical exam, but the premiums could be higher than for life insurance requiring you to take a physical exam.

One way to find out which life insurers offer you the most coverage at the lowest price would be to compare free life insurance quotes online from several insurers.

In addition, if you only need $30,000 or less of life insurance you may want to consider Globe Life.

Globe Life Insurance offers people age 78 and under up to $30,000 of simplified life insurance with no medical exam required.

Here's how you can learn more about life insurance for people over 60 and compare plans from leading life insurers.

Sunday, September 20, 2009

Where To Buy Term Insurance Online?

Where can I buy term insurance policy online?

There are several life insurance websites that offer you the option of buying coverage direct online from a highly-rated life insurer.

Most of these plans offer no exam life insurance. You answer a few health questions to determine if you qualify for coverage.

Usually, within minutes, you find out if you are approved and then you can use your credit card to pay for your term insurance policy.

You may be able to qualify for up to $500,000 of term life insurance without any physical.

Coverage is usually offered for a time period of 10, 15, 20, or 30 years depending on your age and health.

In addition, there is a 30 day money-back guarantee offered if you are not satisfied with your policy.

The rates quoted for no exam policies may be higher than you would be offered for a life insurance plan that does require you to take a physical exam.

Here's how you can buy term insurance from an "A" rated life insurer starting today, if you qualify. Request your free quote now.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Saturday, September 19, 2009

How Much life Insurance Can You Buy without a Medical Exam?

How much life insurance can you buy without having to take any physical exams, blood, urine, or drug tests?

The answer depends on the life insurance company you contact, and your own age and health.

Life insurance without any physical exams require you to answer a few health questions. Your answers to the health questions asked, as well as, your age and health will determine how much life insurance you may be able to purchase without a medical exam.

Depending on the life insurance company you may be able to get from $25,000 up to $500,000 of life insurance without a physical.

In addition, you may be able to apply for and purchase life insurance without medical exams from more than one insurance company.

You can review several leading plans and request your free quotes online for life insurance no medical exam required.

These plans may charge a higher premium than life insurance policies requiring a medical examination.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Friday, September 18, 2009

Is Mortgage Life Insurance Required To Buy A Home?

Do I need to buy mortgage life insurance if i buy a home?

That depends on a few things, including your mortgage company, how much money you are putting down as a down payment on your home, and the state you live in.

Most mortgage companies do not require mortgage insurance if you are putting down 20% when you buy your home. The amount required to fore go the mortgage insurance requirement may vary by mortgage company.

However, there may be more affordable ways to protect your mortgage and your family.

Now, mortgage term life insurance offers affordable rates to provide the life insurance protection you and your family needs, without spending more than you have to.

Mortgage life insurance can provide your family with money to pay off the mortgage loan if you die, and leave money for their living expenses, also.

Learn how mortgage life insurance works and find out how you can get the most affordable protection for your mortgage.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Thursday, September 17, 2009

What Life Insurance Companies Don't Require A Physical Exam?

What life insurance companies don't require a physical exam?

My mother needs to get life insurance, but doesn't want to get a physical exam.

Are there any life insurance companies out there that you don't need to get an exam to qualify?

There are several life insurance plans that do not require a medical exam to qualify for coverage.

A guaranteed issue company, like Globe Life Insurance or Mutual of Omaha, may sell her a small value life insurance policy up to $30,000 (or less).

Of course, there's a catch - you have to live at least two years, paying in, before you can collect a death benefit. This is called a graded benefit.

Then there are life insurance no medical exam plans that offer from $25,000 up to $500,000 of life insurance coverage with no physical, just a few health questions.

The amount of coverage you may qualify for depends on your age and health.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Wednesday, September 16, 2009

Term Life Insurance Drug Tests Explained

What are term life insurance drug tests, and why would I be tested for term life insurance?

Term life insurance drug tests are tests given to applicants for life insurance to determine the risk of inuring the person;s life.

Drug tests for life insurance may test your blood, urine, or even hair follicles to determine if you use any prescription, legal, and/or illegal drugs, as well as, any tobacco use.

Some drugs you may be tested for may include marijuana, cocaine, heroine, opiates, amphetamines, methamphetamine, etc.

If you test positive for illegal drugs you will probably be declined for life insurance.

Learn more about Term Life Insurance Drug Tests and how they work.

However, there are life insurers which do not require drug tests or a medical exam.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Tuesday, September 15, 2009

Patrick Swayze Dies at Age 57 from Cancer

Yesterday, actor Patrick Swayze died at the age of 57 from pancreatic cancer.

He had battled cancer for more than a year. His cancer was reported in March, 2008.

Many of us remember Swayze as the hard-nosed brother in The Outsiders, or the rebel in Dirty Dancing.

One of the most enduring love stories in cinema is "Ghost" which Swayze acted in alongside Demi Moore.

Here is a tribute video to Patrick Swayze



Patrick Swayze passed away peacefully on Monday, September 14, 2009 with family at his side after facing the challenges of his illness for the last 20 months.

Patrick you will be missed. May you Rest In Peace.

Patrick Swayze - RIP 1952 - 2009

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Monday, September 14, 2009

What is the Best Online Term Life Insurance Finder?

What is the best site for finding online term life insurance quotes?

There are several quality life insurance quote websites available online.

One of the leading providers of term life quotes is TermFinder.

Termfinder has a network of more than 70 top-rated life insurance companies.

It's quick and easy to compare quotes from Termfinder.

You fill out one form which takes about 1-2 minutes and you instantly receive the lowest quotes from over 70 top-rated insurers offering you savings up to 75% on your term life insurance.

If you have any questions about your quotes you can use their toll-free number or email them for assistance.

Get your free, instant term life insurance quotes from Termfinder for savings up to 75%.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Sunday, September 13, 2009

Life Insurance Companies and Blood Tests?

How common is it for a life insurance company to require a blood test?

I've never had to take one before but the life insurance company I am dealing with now requires one. Is it normal?


It can be quite normal for a life insurance company to require you to take a blood test in order to qualify for coverage.

Life insurers may want to check your blood for conditions like diabetes and anemia which could affect the underwriting, acceptance, and pricing of your life insurance policy.

Almost every life insurance carrier requests blood work unless the amount of insurance applied for is very small, or the proposed insured person is a juvenile.

In most cases, if you're buying more than $25,000 or so of coverage, all life insurance companies will do this.

However, there are some life insurers which do not require any blood tests. In fact, some life insurers require no physical exam, no blood tests, and no urine test.

Term life insurance no exam required offers you up to $500,000 of term life insurance coverage without any physical, blood, or urine testing - just a few health questions. If you qualify, you can start your life insurance today.

Term life insurance no blood tests allows you the option of qualifying for life insurance coverage in minutes, and there are no blood tests required by the life insurance company.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Saturday, September 12, 2009

How Long Does Term Life Insurance Last?

How long is term life insurance for 20 years?

Term life insurance provides temporary life insurance protection for a specific number of years.

Usually you may be able to purchase term insurance for 1-30 years.

Most term insurance plans are offered for a term of 10, 15, 20, or 30 years.

However, it depends on your age and health. You may be limited to 20 years or less depending on these factors.

Here's how you can compare free, instant term life insurance quotes from top-rated life insurers offering you savings up to 75%.

There's no delays, no hassles, and no obligations.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Life insurance for Overweight and Asthmatic?

I am overweight and asthmatic, I am finding it hard to get life insurance, does anyone know who could help?

If you can't lose enough weight to put you in a better rating pool, then the best thing is to work for a company that has a decent group life insurance benefit plan, where you can at least get something like 1 times your annual salary.

Otherwise, put the money you would have been paying for a life insurance policy into a savings account and let it grow so that it eventually has enough money to pay for your final expenses.

In addition, there are life insurers which specialize in insuring high risk applicants for life insurance.

High risk life insurance may offer you lower amounts of coverage at higher rates than charged for the average risk person applying for life insurance.

One way to find the best plan and price may be to request free life insurance quotes from over 70 top-rated life insurers - which you can compare online in just minutes.

Another option for you may be guaranteed acceptance plans which offer a small amount of life insurance at higher rates, and the coverage is graded until you have owned the policy for 1-2 years. Learn more about guaranteed acceptance life insurance.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Friday, September 11, 2009

Funeral and Burial Insurance Policies

What is funeral and burial insurance?

Funeral and burial insurance is a type of simplified life insurance policy that provides a limited amount of life insurance, usually $2,500-$25,000, to help pay for your final expenses.

Among the final expenses your family may incur if you pass away are your burial, funeral, headstone, casket, memorial service, etc.

Burial and Funeral insurance plans help make it easy for you to apply for and purchase life insurance coverage to help pay for final expenses.

Usually, the funeral insurance does not require a medical exam, and it offers a quick and easy application process.

Learn how you can apply for funeral and burial insurance online from a highly-rated life insurer today.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Thursday, September 10, 2009

What is The Best Life Insurance for My Parents?

I keep feeling I need to get life insurance for my parents. Is that possible? If so, which life insurance company is the best?

You can buy life insurance for your parents and name yourself as the beneficiary.

Your parents will have to participate in the underwriting and application process, answering some health questions, and you will have to show what you stand to lose financially if something happens to them.

However, a child and parent do have Insurable Interest in each other, so you should be able to purchase life insurance on your parents.

If you rely on them financially for living expenses, then a term life insurance policy to replace their income may be something to consider.

If you are worried about their final expenses and you don’t anticipate that either you or them will be able to afford them then a whole life insurance or universal life insurance policy.

If you are worried about one not having enough income if the other dies first then a whole life insurance or universal life insurance policy on the one producing the income should work.

Other than that you don’t really need life insurance on your parents’ lives. You will not be responsible for their debts and bills when they die. Their estate is responsible. If you have a family then you should be worried about having coverage on your own life first.

You can request free life insurance quotes online from top-rated insurers to help you find the lowest price on the best plan.

Here you can get quotes from different life insurance companies in your area, its the best way to find an affordable life insurance with a reliable company.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Wednesday, September 9, 2009

Life Insurance On Your Brother?

Can you get life insurance on your brother?

Yes, you may be able to purchase life insurance on your brother's life.

Usually, there needs to exist an "Insurable Interest" in order to buy life insurance on another person's life.

Insurable Interest does exist between brothers, or any siblings, as well as, parents and children, and spouses.

However, you may need your brother's medical history, signature, and his permission to buy life insurance on him.

When you shop for life insurance coverage, make sure to compare term life insurance quotes from multiple insurers to help you ind the best deal on life insurance.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Tuesday, September 8, 2009

Los Angeles Term Life Insurance

Where can I get life insurance quotes if I live in L.A.?

You can compare LA term life insurance quotes on the internet.

The internet offers you the chance to shop and compare term life insurance plans and rate quotes online in a matter of minutes.

By filling out one form, you can instantly receive the lowest quotes for term life insurance from several leading insurance companies, with no obligation.

Life insurance quote providers online have access to a network of more than 70 top-rated life insurers.

Your quotes show you the life insurance premiums, name of the insurers, their financial ratings, and the type and amount of life insurance quoted, as well as your premium payment choices.

When you compare life insurance rates online it's quick, easy, and there's no hassles.

Here's how you can learn about Los Angeles Term Life Insurance and request your free rate quote comparisons on the internet in minutes.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Monday, September 7, 2009

Life Insurance Awareness Month

September of Life Insurance Awareness Month and the Life and Health Insurance Foundation for education provides helpful tips and information for consumers to assist you in buying the life insurance you need to protect your loved ones.

Here's a message about life insurance:



Learn more about life insurance at LifeHappens.org and request your free life insurance quotes from top-rated life insurers offering you savings up to 75%.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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At What Age Should I Buy A Term Life Insurance Policy?

How old should I be when buying a term life insurance policy?

When to buy a term life policy depends on you.

What are your goals for your life insurance policy? Who relies on you for financial support and for how many years?

Do you have any family members you support, or outstanding financial commitments?

Term life insurance lasts for anywhere from 1-30 years.

Many policies for term life are issued for 10, 15, 20, or 30 years of coverage.

Since term life insurance rates increase with your age, the sooner you buy your policy, the less it will cost you. And, you can lock-in a low rate now while you are young and healthy.

If you wait, your health may change, and you may be unable to qualify for life insurance coverage when you need it later.

Also, do you plan on buying a home, getting married, and having children some day?

If so, you will have a need for life insurance, so it may be a good time to find out how much it will cost you, and start planning for your future.

here's how you can request free term life insurance quotes online from over 70 top-rated life insurers offering you savings up to 75%.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Sunday, September 6, 2009

Life insurance Company with No Exam Required?

Life Insurance companies that a person doesn't have to have an exam?

There are several insurers offering life insurance without a medical exam required.

Among the leading insurers of no exam life insurance are HSBC, Liberty life Insurance, Garden State Life, Mutual of Omaha, Gerber Life, and Globe Life and Accident Insurance Company.

When comparing no exam life insurance companies review the prices, financial ratings, and amount of coverage offered.

Also, find out if your full coverage is provided from the first day your life insurance policy takes effect.

Here is an article reviewing life insurance with no medical exam required, and comparing the leading carriers and plans.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Saturday, September 5, 2009

What Type of Life Insurance Should Someone Over 50 Buy?

What type of life insurance should a fifty something year old female get?

If you are over 50 you may want to consider term and permanent life insurance.

Permanent life insurance can provide lifetime coverage to pay off your final expenses.

Term life insurance which costs 2-3 times than permanent life insurance can provide more coverage at lower rates, for up to 20 or 30 years.

If you want life insurance at the lowest rates, you may want to compare quotes from several life insurers to find the best price and plan.

Also, there are life insurance plans that require no medical exam, just a few health questions. If you qualify, you may start your life insurance today.

Here's an article explaining Over 50s Life Insurance to learn more and compare quotes online.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Friday, September 4, 2009

Does A Stroke Raise Your Life Insurance Quote?

Does having a stroke affect your quote for life insurance coverage?

Yes, it does.

If you have a stroke, you may find it difficult to get life insurance.

Life insurance is offered by insurance companies to people the insurer perceives as having a long life expectancy.

If you have a shortened life expectancy due to health conditions, or a chronic illness, you may find life insurance very expensive, if you can qualify for coverage.

Basically, the healthier and younger you are, the lower your life insurance rate.

Life insurance premiums are based on your age, gender, health, family health history, occupation, hobbies, if you smoke or not, your height-to-weight-ratio, and the type and amount of life insurance requested.

One way to find out which carriers may offer you coverage is to request free life insurance quotes online.

It only takes a couple minutes...and that way you can find out which insurers offer you the best prices and plans for life insurance.

In addition, there are insurance companies that may offer guaranteed acceptance life insurance in case you cannot find life insurance elsewhere.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Thursday, September 3, 2009

Buying No Exam Life Insurance

No exam life insurance offers you the chance to purchase coverage online and begin your policy starting today.

No exam life insurance plans may cost more than policies that require a medical exam.

The amount of coverage is limited to $500,000 or less.

There is no medical exam required, just a few health questions to answer.

Your answers to the health questions will help to decide if you are approved for coverage.

Life insurance with no medical exam is offered by several insurers.

To learn more, read reviews of leading plans and request your free quotes, visit Life Insurance No Medical Exam.

P.S. - When comparing plans and prices make sure you consider the financial rating of the insurance company. The higher the rating the better.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Wednesday, September 2, 2009

How to Buy $20000 Term Life Insurance Online

Are you looking to purchase $20,000 of term life insurance?

Now there are highly-rated life insurers offering up to $20,000 or more of life insurance protection, you can apply for online in minutes.

How is this possible?

Some insurers have been offering simple term life insurance plans for many years. You answer a few health questions and find out your life insurance premium instantly.

There are no medical exams to take, no doctor's visits, no blood or urine tests.

Your approval is based on your answers to your health questions asked in the online application.

In fact, you may be able to qualify for up to $30,000 of simple life insurance without any physical exam.

Proceeds from your life insurance plan can be used for any reason. It can help to provide money to pay for your final expenses, any outstanding bills you have, or living expenses for your loved ones.

Here's how you can learn more about purchasing 20000 term life insurance - get your quote today!

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Tuesday, September 1, 2009

Life Insurance Can Protect Your Home

Do you own a home?

If so, life insurance may be just the protection your family needs, in case you pass away. Why? Because, life insurance pays your beneficiary direct so they can use the proceeds for any reason..including paying off the mortgage and staying in the home you shared with them.

Source: ProQuest Information and Learning and The Gazette Newspaper Group Westside Gazette

What would happen if you-the primary income producer or even as half of a annual-income partnership-suddenly died? Besides the emotional trauma, a surviving spouse may experience a significant decrease in household income that could lead to foreclosure. That's why many banks and mortgage companies encourage homeowners to purchase mortgage life insurance.

With personally owned life insurance, you have more choices and control because your surviving spouse (assuming he/ she is the beneficiary)-not the lender-receives the insurance proceeds at your death. Your spouse decides what to do with the money. He/she can pay the mortgage in one lump sum or continue paying it down periodically. Plus, personally owned life insurance is portable, which means if you move in a few years, you won't have to replace your insurance, which could be a costly process. Furthermore, even after the mortgage is paid, personally owned life insurance can provide other valuable benefits. Read entire article.

Life insurance provides you with flexible, affordable protection for your family, and your home.

Learn more about term life insurance for homeowners.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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