What is Dollar Globe Insurance?

What is Dollar Globe Insurance and where can I purchase coverage?

Dollar Globe Life Insurance refers to the life insurance protection offered through Globe life and Accident Company.

Globe Life was established in 1951 and is rated "A+" Superior for financial strength by AM best Company.

Globe Life offers adults and children up to $30,000 of simplified life insurance with no medical exam required.

The reason it is called dollar globe insurance sometimes is because you can start your life insurance policy for just $1. Then after the first month (or three months) depending on the policy, you pay the regular rate for the coverage based on the premiums quoted to you online.

The idea is that you pay $1 for the first month, and the policy comes with a 30 day money-back guarantee, so if you don't like the policy and return it in the first month you get your $1 back.

Here's how you can learn more and request your free quote for Dollar Globe Insurance online now.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

Is Globe Life a Reliable Company?

Is Globe Life and Accident Insurance Company a reliable life insurer?

Actually, Globe Life is highly rated for financial strength. Globe life is rated "A+" (Superior) by AM Best Company for financial strength.

The higher your financial rating, the better able the insurer to meet their financial obligations.

In addition, Globe Life has been insuring American families since 1951.

Globe Life has more than 2.5 million policyholders and insures families, adults, and children, for life insurance.

In fact, people age 78 and under may qualify for up to 430,000 of simplified life insurance with no medical exams required from Globe life.

Learn more about Globe Life now.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

Get Life Insurance Rates without Medical

Do you want to compare life insurance rates without any medical exams required?

First, you may want to consider a few things prior to comparing prices:

1. How much life insurance do you need?

2. How many years do you need coverage?

3. What can you afford to pay for your life insurance?

Also, review the financial ratings of the life insurers quoted to you.

Some carriers will limit the amount of coverage available to $500,000 or less.

Also, you will be required to answer a few health questions which will determine if you are accepted for life insurance.

Compare Life Insurance Rate without Medical

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

Top Life Insurance Companies with No Exams

Which are the top life insurance companies offering life insurance with no medical exam required?

Today it seems there are several highly-rated insurance companies offering no exam life insurance coverage.

Among the leading companies offering life insurance without an exam are: RBC insurance, Gerber Life, Globe Life and Accident Insurance Company, Garden State Life, Colonial Penn, Liberty Life Insurance Company, and HSBC Insurance.

When comparing plans and companies make sure to review the following:

1. How many years are your rates guaranteed to remain the same?
   
   
2. How many years is your life insurance coverage amount guaranteed to remain the same?
   
   
3. How many life insurance coverage is available without a medical?
   
   
4. What is the financial strength rating of the isnurance company?

It's usually a good idea to compare prices and coverage from several companies before choosing a plan, so you can find out which carrier offers you the best price and most coverage to meet your needs and fit your budget.

Finally, make sure you choose a company rated "A" excellent or better from AM best for financial strength. The financial strength rating is an indication of the insurance company's ability to meet their financial obligations.

Review the Top Life Insurance Companies No Exam required

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

Farrah Fawcett Dead at Age 62

The world is mourning the death of one of the iconic starts of the 1970's today.

Yesterday, June 25, 2009, Farrah Fawcett died of cancer at the age 62.

Farrah had been battling cancer since 2006.

Farrah was born in born in Corpus Christi Texas in 1947.

Her break-out role was on Charlie’s Angels which aired in 1976.

farrah starred in The Burning Bed in 1984 which earned her an Emmy nomination.

Farrah was married to lee Majors, and dated Ryan O’Neal for many years.

Farrah had a son, Redmond, with Ryan O'Neal.

Here is a tribute video to Farrah:



Farrah we will always remember you are the truly beautiful person you always were.

May you rest in peace.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

What is the Purpose of Life Insurance Policies for Children?

Why purchase life insurance on children?

People have been buying life insurance coverage on their children for decades in America.

There are many reasons, but here are some of the most common:

To Pay Funeral Costs - It's meant to help pay off funeral costs and the cost of living while grieving. If someone to lose their child and had life insurance on them, then hopefully they would have the financial ability to take off time from work and grieve over their loss.

Insurability - It is wise to purchase life insurance as young as you can be. As you grow up, you might have a decrease in your medical status, which may lead to you being rejected for insurance, or be required to pay more or even be excluded for preexisting medical condition. Buying your child life insurance buy him/her also the opportunity to continue it as adult at favorable rates

Savings Plan - Some life insurance plans for children build cash value which may be used to take a loan from in the future.

Learn about about life insurance for child plans and how they may help your children.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

Features of Life Insurance Policy with No Exam

What are the features of life insurance policies with no medical exams required?

Life insurance with no exam is similar to life insurance with an exam required, but their is no physical, blood test, or urine testing.

Also, the premiums may be higher, and the amount of coverage available may be limited to $500,000.

Otherwise, the features are similar with or without an exam.

Term life insurance usually offers coverage for life insurance for 1-30 years.

You can choose a plan for 10, 15, 20, or 30 years.

In addition, rates may be level, remaining the same each year, of the rates may be decreasing.

And, the coverage amount is usually level, which means you have the same amount of life insurance protection each year, for the entire term of your policy.

Learn more about Term Life Insurance with No Exams.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

What Kind of Life Insurance Should You Buy?

Are you wondering what type of life insurance to buy?

If you are you may want to read this article explaining the pros and cons of Term Life Insurance vs Permanent Life Insurance.

Basically, if you need temporary life insurance for 30 years or less, at affordable rates, term life may be right for you.

If you need lifetime protection you may want to consider permanent life insurance.

However, term life usually costs 2-3 times less than permanent life insurance.

So, if you have a family and need life insurance until the house is paid off, or the kids are grown, term life insurance offers an option to consider.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

Life Insurance Policies without Physical Checkup

Where can you purchase life insurance policies without a physical checkup?

If you don't want to take a physical to qualify for life insurance, you have the option of applying for life insurance online direct from a life insurance carrier.

Now there's an "A+" rated life insurance company that offers you up to $500,000 of term life insurance without any physical exams, blood tests, or urine tests.

You do have to answer a few health questions, and your answers will determine if you qualify for life insurance.

And yes, your premiums may be higher than if you purchased life insurance that does require a physical exam.

However, if you want to start your life insurance policy today, and you don;t want to take any physical, you can get a quote online and find out if you qualify for coverage in minutes. Start your free quote.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

Can I Buy Life Insurance If I Have Fear of Needles?

Do you have a fear of needles?

If so, you may sill be able to purchase the life insurance you need to protect your loved ones.

How can you purchase life insurance without blood tests, needles, and a physical examination?

Now there are plans for life insurance available from highly-rated insurance companies, which do not require any medical test or needles.

How does it work? You can get your free, instant life insurance quote online, apply completely online, with no exam, just a few health questions.

Your answers to the health questions will determine if you qualify for life insurance.

Once approved, you can pay using your credit card, and begin your life insurance coverage today.

However, rates may be higher than for a life insurance policy which requires a medical exam.

Also, you may only be able to purchase up to $500,000 of life insurance without any medical exam, or needles.

Learn more now about Term Life Insurance No Needles required.

P.S. - Did you know more than 10% of the population has a fear of needles?

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

Life Insurance Quotes

What is the best way to get life insurance quotes from several companies?

If you are looking for multiple quotes for life insurance, the quickest and easiest way to compare quotes is by requesting free life insurance quotes on the internet from a life insurance web site.

Some web sites work with a network of life insurers offering you quick and easy quotes.

How does it work? You visit the site, answer some basic questions, and receive instant quotes for life insurance from several leading insurance companies.

Your quotes are listed in order of the lowest premiums and highest financial strength ratings.

Which web sites offers life insurance quotes? Some leading sites offering multiple life insurance quotes include Efinancial, InsureMe, AccuQuote and Insweb.

How can I request my free life insurance quotes? You can request your free, instant Life Insurance Quotes online with no obligation.

When comparing quotes make sure you review your premium payment options for monthly, quarterly, semi-annual, and annual premiums, because the fewer payments each year, the more you may save on your total premiums.

Also, consider purchasing life insurance from a company rated "A" Excellent, or better. The higher the financial rating the better able the insurer to meet their financial obligations.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

How Much Does No Exam Life Insurance Cost?

Do you want to get a quote for life insurance with no medical exam required?

If so, you should know a few things before comparing plans and prices.

First, no exam life insurance offers a limited amount of coverage, from $25,000 to $500,000 of life insurance.

Next, you may pay more for no exam life insurance than a life insurance policy requiring a full medical exam, because no exam policies may accept some applicants who may not qualify for life insurance if they had to take a medical exam, blood and urine tests.

However, there are some benefits of no exam life insurance including:

• Up to $500,000 of Coverage.
  
  
• No medical exam, just a few health questions.
  
  
• Start your life insurance today, if you qualify.
  
  
• "A" rated life insurance company.
  
  
• 30 day Money-back Guarantee.

Your life insurance premium will depend on several factors, including your age, gender, health, occupation, hobbies, family health history, if you smoke or not, height-to-weight ratio, etc.

If you are ready to find out how much no exam life insurance costs, Get Your Free Life Insurance Quote Now.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

What Factors Affect Life Insurance Premiums?

Are you looking for life insurance?

If so, you may be wondering what factors will affect your life insurance premiums.

Actually, each life insurance company has their own set of underwriting guidelines to determine who they will accept for coverage.

However, their are several common factors each insurance company considers when deciding how much they charge you for life insurance coverage.

Here's some factors for life insurance pricing:

Your age, gender, health, height-to-weight ratio, family health history, occupation, and hobbies, among other things.

In addition, if you smoke you'll probably pay 2-3 times more than a non-smoker for life insurance. If you quit smoking, you may qualify for a non-smoker rate probably within 1-2 years. It definitely pays to quit smoking.

Here's a look at Life Insurance Premiums and how you may save money on your life insurance.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

What is Non Medical Term Life Insurance?

Non medical term life insurance is a type of temporary life insurance for a term of 1-30 ears that requires no medical exam to qualify for coverage.

With non medical term life insurance there are no physical exams, no blood tests, and no urine tests required. You answer a few health questions online to find out if you qualify for life insurance.

You can choose coverage for a term of 10, 15, 20, or 30 years.

If you outlive the term of your life insurance policy, your coverage expires.

If you pass away during the term of your life insurance policy, your beneficiary receives the proceeds from your life insurance policy.

Term life insurance is the most affordable type of life insurance available, usually costing 2-3 times less than whole life insurance.

However, non medical term life insurance may cost more than term life that requires a full physical exam and blood tests.

Learn more about Non Medical Term Life Insurance and find out if you qualify today.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

How to Get a 10 Year Term Insurance Quote

How can I get a 10 year term insurance quote?

There's a few ways to compare term insurance quotes:

1. Request a quote from a local life insurance agent.

2. Call a life insurance company direct for a quote.

3. request a quote online from a life insurance website.

When comparing quotes make sure you find out if the rate quoted is guaranteed to remain the same each year for the entire 10 year term of your life insurance policy.

Also, review the financial rating of the insurance company quoted. The rating is an indication of the insurer's ability to pay their claims, and meet their financial obligations.

Also, compare quotes from several companies because rates vary between insurers, so you may save money by getting multiple life insurance quotes online.

Here's how to get 10 Year Term Insurance Quote comparisons.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

Swine Flu Level 6 Pandemic - WHO?

Are you worried about the swine flu outbreak?

Did you know the World Health Organization (WHO) declared a Swine Flu Pandemic?

Source: NYDailyNews.com

It is the first flu pandemic declared by the WHO since the Hong Kong flu killed an estimated 1 million people in 1968.

On Wednesday, WHO reported 27,737 cases worldwide, most of them mild and requiring no treatment.

Read entire article here

The Health Department estimated that more than 500,000 city residents may have been sickened by the virus. The highest incidence is in Queens, where the outbreak began in April.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

Life Insurance No Blood or Urine Tests

What do life insurance blood and urine tests check for?

Life insurance medical exam usually include blood and urine tests which may check for STD's, HIV/AIDS, high cholesterol, protein levels, diabetes, chronic health conditions, prescription drugs, illegal drugs, etc.

Basically, the testing is to determine your health, if you have any health problems, if you use any illegal drugs, and if you have a health condition which may lead to a shortened life expectancy.

Most life insurance companies will require a medical exam, blood and urine tests for people applying for $100,000 of coverage, or more.

If you don't want to take any exams, blood or urine tests, you do have an option.

There are insurers which offer up to $500,000 of term life insurance with no medical exams, just a few health questions. Here's how to learn more about term life insurance no exams required.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

Best Rates for No Exam Life Insurance

Which life insurance company offers the best rates for life insurance with no medical exam required?

The answer may vary by company based on your personal situation. Rates for life insurance vary depending on your answers to the questions asked when you request your quote

Rates can vary based on your age, gender, health, amount of coverage requested, the insurance company, as well as, your hobbies, occupation and family health history, etc.

Some of the leading insurers offering affordable rates for no exam life insurance include RBC Insurance, Globe Life Insurance, and American Life Policy.

It may be a good idea to compare quotes and coverage from a few carriers before purchasing your life insurance policy. Some insurers offer low rates and more coverage than other carriers.

Here's how you can learn more, and compare plans and prices from several no exam life insurance plans available online.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

Life Insurance Sales Down in First Quarter of 2009

The life insurance industry appears to be experiencing a downturn in business as the economy slows.

A recent report from LIMRA (a life insurance organization) indicates lower premiums for the first part of 2009.

Source: LIMRA and InsuranceNewsNet

Premium from individual life insurance sales declined 26 percent in the first quarter of 2009, according to LIMRA’s U.S. Individual Life Insurance Sales report.

“Historically, recessions have had little effect on individual life insurance sales; however, it appears the severity of this current economic downturn has impacted sales dramatically,” Read entire article

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

Term Life Insurance No Needles - No Injections - No Blood Tests

Are you looking for term life insurance with no needles and no injections required?

Many people in the U.S. today are averse to needles or being injected.

In fact, about 10% of the population has a fear of needles or injections.

But, what can you do if you need life insurance? How can you purchase life insurance protection without a physical exam, blood tests, or those needles injecting you?

Now there's an option that offers you the following:

No medical exam, just a few health questions.

Up to $500,000 of coverage in minutes.

Start your life insurance today if you qualify.

"A" rated life insurance company.

30 day money-back guarantee.

It's up to you. You can put off purchasing life insurance because you don;t like needles.

Or, you can get a quote, apply online, and find out if you qualify for life insurance (in minutes) without any needles or physical exam.

Get your free quote now.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

David Carradine Murdered or Suicide?

Yesterday, actor David Carradine was found dead in his hotel room in Bangkok on Wednesday.

He was a veteran actor who had starred in several memorable roles in films and television, including King Fu and Kill Bill.

Source: Entertainment Weekly - News Briefs

The 72-year-old was found by a hotel maid sitting in a wardrobe with a rope around his neck and nude body.

He won a Best Actor award from the National Board of Review for his performance in the 1976 film Bound for Glory. Read more.

At this time there is still speculation about his cause of death.

Our thoughts and prayers go out to his family.


NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

Life Insurance in 15 Minutes!

Are you finally ready to buy life insurance protection for your family?

Have you put off purchasing life insurance long enough?

If so, now you can apply online and qualify for life insurance coverage in a matter of minutes...

That's right. Now you may be able to start your "A" rated, affordable life insurance policy to protect the ones you love in less time than it takes to go buy a cup of coffee at Starbuck's.

RBC Express Term life insurance offers you up to $250,000 of term life insurance with no medical exam required.

Yes, there are a few health questions to answer.

Yes, you are limited to $250,000 of coverage.

And yes, your premium may be higher than if you applied for life insurance coverage that requires a full medical exam, blood and urine tests.

However, if you want life insurance today, without any medical exam, without any visit by an insurance agent, without long mailing delays, without the hassles of traditional life insurance, then this may be an option for you.

If you really want life insurance fats, starting today, without delay:

Here's how to get RBC Express Term life insurance!


NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

Top 10 Mystery Diseases You've Never Heard Of Before

If you've never heard of these mystery diseases you're not the only one...

Just the thought of some of these health conditions makes your skin crawl.

Just imagine having Morgellons disease - crawling, biting and stinging sensations, and the emergence of strange blue, black or red fibers from the skin, characterize a disease that nearly 14,000 people suffer from, according to the Morgellons Research Foundation.

This is often accompanied by exhaustion, short-term memory loss, joint pain and changes in vision. The condition was named Morgellons in 2002 by a mother who believed her two-year-old son was suffering from the disease. The name comes from a 17th century skin condition found in France, in which children died after the emergence of 'dark hair.' Read entire article.

After reviewing these mystery diseases it may motivate you to go ahead with that purchase of life insurance, if you haven't already. Who knows what may happen...

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

Senior Life Insurance Guide

Are you a senior considering the purchase of life insurance?

If so, you may want to take the time to plan for your life insurance needs.

Finding quality, affordable life insurance for seniors can be a difficult task.

With so many options available, having a guide to make things easy-to-understand can be a helpful thing.

Please click on the arrow below to watch a Senior Life Insurance Guide:



To learn more, compare plans, and request your free life insurance quotes, Please Visit Senior Life Insurance today.

You can also learn about senior no exam life insurance protection for your family.