Monday, August 31, 2009

Online Life Insurance Quotes Increase On Swine Flu Fears?

Are you worried about swine flu?

It seems many American consumers are more interested now in life insurance than before the swine flu outbreak.

It only makes sense, people have a natural fear of dying, and if the chances increase as the result of a pandemic of swine flu, then it is normal for people to protect the ones they love with the financial security provided by life insurance.

Source: PRWeb

Online life insurance companies see sharp rise in site traffic as the H1N1 virus spreads throughout the United States.

'Online inquires for life insurance are up as individuals look to get their financial matters in order. Many people are concerned over the possible Swine Flu pandemic and are protecting themselves in any way they can,' says Larry Klein, Agency owner and Broker of Free Life Term Quote, an online insurance service.

The World Health Organization said Friday, 'Larger numbers of severely ill patients requiring intensive care are likely to be the most urgent burden on health services, creating pressures that could overwhelm intensive care units and possibly disrupt the provision of care for other diseases.' Read article.

To protect your family request your free term life insurance quotes from over 70 top-rated life insurers offering you savings up to 75%.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Sunday, August 30, 2009

Best Life Insurance No Medical Exam Quotes Site?

Where can i find the best life insurance no medical exam quotes site?

If you want no exam life insurance quotes there are several insurers which offer this type of coverage including HSBC, Liberty Life Insurance, Garden State Life, Colonial Penn, and Globe Life and Accident Insurance Company.

Each carrier may have different underwriting guidelines for acceptance.

In addition, each of the insurers listed above may offer different amounts of life insurance without any medical exam required.

There are usually some health questions to answer in order to find out if you qualify for coverage.

Here's how you can learn more, review several plans, and request free quotes for life insurance no medical exam required.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Saturday, August 29, 2009

Life Insurance Rejected for Bad Driving?

I was just declined for a 20 year term life insurance policy (required for a small business) by State Farm on account of a poor driving record (I have auto insurance, though).

I have never been arrested, I have no DUIs - just a suspension and an accident deemed my fault, no injuries or anything.

Does this seem strange? Does anyone know a company that will insure me? I'm only 32, non-smoker, and in good health.


Your driving record is always an important underwriting factor and they have always been.

Anyone with a poor driving record may be considered high risk for life insurance, because any auto accident can lead to a possible death.

Any risk that increases your chances of death, for example, poor driving which may lead to a fatal crash, will effect your chances of getting life insurance.

First, what was the reason for your license suspension? Reckless driving? Failure to appear? Possession of illegal drugs?

All of these are risk factors that put you in a high risk category for life insurance.

Usually, life insurance companies are much more understanding and more willing to insure your life if your license problems have been cleared and your license reinstated.

Try to get the life insurance company an explanation, get it cleared and I bet you won't have any problem. Also, just because you have car insurance, doesn't mean you have low risk car insurance. You may find your rates decrease dramatically when your license problems are cleared up.

Also, you may want to compare life insurance quotes online from multiple companies to find out which carriers offer you coverage, and provide an affordable rate for you.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Friday, August 28, 2009

What is Life Insurance and How Does It Work?

What exactly if life insurance and how does life insurance work?

Life insurance is protection against the death of an individual person in the form of payment to a beneficiary - usually a family-member, business, or institution.

In exchange for a series of premium payments or a single premium payment, upon the death of the insured person, the face value of a life insurance policy, minus any loans or outstanding interest payments due, is paid to the beneficiary.

The proceeds from a life insurance policy naming an individual as the beneficiary is usually paid free from federal income tax.

Learn how a term life insurance policy works and find out why it's the most affordable type of life insurance plan.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Thursday, August 27, 2009

What is an Insurance Nicotine Test?

Do life insurance companies make you take an insurance nicotine test when you apply for life insurance?

All life insurance applications ask you if you smoke. It is important to be honest and tell the truth when applying for life insurance.

Insurance nicotine tests are used to determine if you have nicotine in your system, if so, you may be considered a smoker for life insurance purposes and be charged a higher life insurance rate.

Why? Because, if you say you don;t smoke on a life insurance application when you do, then you die within 2 years as a result of a smoking illness, the insurer may deny the claim on your life insurance policy.

However, if you don't smoke, and buy life insurance, then you start smoking after you purchase the coverage, it's okay.

Yes, life insurance companies do request a nicotine test on applicants for life insurance coverage, depending on your age and the amount of life insurance requested.

Usually you will be required to take a medical exam, blood and urine tests, depending on the insurer, and amount of life insurance coverage.

Insurance nicotine tests may be used by taking a sample of your urine, blood, or hair follicles. Nicotine can usually stay longer in a hair follicle than it does in your blood or urine.

Learn more about Insurance Nicotine Tests and how they work.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Tuesday, August 25, 2009

DC Term Life Insurance Quotes

Are you looking for term life insurance in the District of Columbia?

If so, you can shop for term life insurance online from a variety of life insurance resources available to you.

Many life insurance companies offer life insurance coverage to people living in D.C.

One way to find out which plans offer you the most coverage at the lowest price is by requesting free life insurance quotes online.

Also, quotes you receive on the internet for life insurance will provide you with the name of the carriers, their financial strength ratings, the premium payment options, and show side-by-side comparisons of the most competitive quotes available from a network of life insurers.

In addition, websites providing you with access to multiple quotes offer instant comparisons without meeting with an agent. there's no sales pressure and no delays. You get to review the free price quotes online from the comfort of your home any time of the day or night.

Learn more now about DC Term Life Insurance to help you find the best life insurance that meets your needs, and fits your budget.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Monday, August 24, 2009

Term Life Insurance with Sleep Apnea

Can you buy term life insurance if you have been diagnosed with sleep apnea?

If so, will this increase the cost of the life insurance?

Yes, the health condition of sleep apnea may cause you to receive a higher rate for your life insurance policy. However, that depends on the insurance company, your health, and how you manage your sleep apnea condition.

If you are compliant with your medical treatment (for example,you take your CPAP nightly) and it works, you may not be charged much more than if you did not have sleep apnea.

But some life insurers may view this condition differently, and charge a higher rate.

Make sure you get customized term life quotes from multiple carriers in order to choose the best life insurance plan that meets your needs, and fits your budget.

Expect to disclose your condition and to be requested to take a physical exam. There will be health questions, as well.

Request your term life insurance rate quotes online now from over 70 top-rated life insurers offering savings up to 75%.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Sunday, August 23, 2009

Where to Obtain Term Life Insurance Online?

Where can I buy term life insurance online?

Today there are several insurers that may offer you the chance to apply online for term life insurance coverage.

You have the option of visiting a life insurance quote provider that has access to a large network of life insurers to compare free quotes online.

Or, you can request a quote, apply online, and find out if you qualify by visiting a life insurer that offers direct life insurance coverage.

However, the plans available on the internet that offer immediate coverage if qualified usually do not require a medical exam.

Since they don't require a physical, the rates offered may be higher than life insurance that does require you to take a medical examination.

And, the amount of life insurance available online may be limited to $500,000 depending on your age, health, weight, and if you smoke.

There is a life insurer offering up to $500,000 of term life insurance with no medical exam required, just a few health questions.

If you qualify, you may be able to start your life insurance today. To learn more, please visit this article explaining how to buy term life insurance online.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Saturday, August 22, 2009

What are The Advanatges of Term Life Insurance?

What are advantages of buying term life insurance instead of other types of life insurance?

Term life insurance offers the following advantages for consumers:

  1. Low Rates - 2-3 lower than for permanent life insurance in some cases.

  2. Flexible Terms - 10, 15, 20, or 30 years of coverage.

  3. Instant Quote Comparisons - Compare Quotes Instantly online from multiple insurance companies.

  4. Savings up to 75% - Rates vary between insurers.


Term life is easy to understand, offers flexible terms, low rates, and the most coverage for your money.

many people on a budget choose term life insurance to meet their life insurance needs and fit their budget.

Here's more about the advantage of term life insurance

Shop and compare free term life insurance quotes from over 70 top-rated life insurers offering you savings up to 75%.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Friday, August 21, 2009

Defining Term Life Insurance

How do you define term life insurance?

Term life insurance is defined as a life insurance policy that stays in effect for a specified, limited period of time.

If the insured person dies within that period of time, the beneficiary receives the death benefit of the life insurance policy.

If the insured outlives the term of the policy, the coverage expires, and the beneficiary receives nothing.

Term life is not an investment, it builds no cash value inside the policy.

Most term life plans are offered for a period of 10, 15, 20, or 30 years.

Learn more about defining term life insurance.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Thursday, August 20, 2009

What Is Life Insurance Comparisons?

What are life insurance comparisons, and how can i compare life insurance plans and prices?

Life insurance comparisons offer you the chance to review several plans and price quotes for life insurance side-by-side, making it easy for you to find the lowest priced plan from the highest-rated insurance company.

How can you get life insurance comparisons?

You can visit a life insurance quote website that has access to a network of many life insurers. Then, you request your free quotes by filling out one form and instantly receiving several life insurance quotes from multiple carriers.

When comparing life insurance quotes make sure to consider the price, and how long the rate and coverage amount is guaranteed to remain level.

Also, review the financial rating of the insurers which are provided with your quotes. The higher the rating, the more financially secure the insurer.

Shop and compare free, instant life insurance quotes from over 70 top-rated life insurers for savings to 75%.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Wednesday, August 19, 2009

U.S. Life Expectancy Rises to a New High

Source: Associated Press and CourierPress.com

U.S. life expectancy has risen to a new high, now standing at nearly 78 years, the government reported Wednesday.

The increase is due mainly to falling death rates in almost all the leading causes of death. The average life expectancy for babies born in 2007 is nearly three months greater than for children born in 2006. Read entire article

With the increase in life expectancy come additional considerations for families.

For instance, if you are married, you may want to consider how long your spouse may live when determining the amount of life insurance to purchase.

If you are 30 and married, your spouse could live to 78 or older, and this would definitely affect the amount of life insurance you may want to buy in order to replace your income for your spouse if you die.

Here's some helpful resources for life insurance:

Life Insurance Needs Calculator - Find out how much life insurance is right for you.

Life Insurance Quotes - save up to 75% on your life insurance policy.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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What is the Advantage of Having Life Insurance?

What are the advantages of buying life insurance?

Life insurance provides peace of mind to you knowing that your family is taken care of and financially secure of you should pass away.

In addition, life insurance can provide the money your family needs to continue their current lifestyle and remain in the home they shared with you.

Life insurance proceeds can be used for any purpose, including providing for your children's education, your spouse's retirement, living expenses, to pay credit card debt, final expenses, and your mortgage.

Learn more about the benefits of life insurance.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Tuesday, August 18, 2009

What Percentage of Adults Are Without Life Insurance?

What percent of American adults own no life insurance coverage?

According to the LIMRA International Fact Sheet for 2008 one third of adults in the United States carry no life insurance at all.

More than 1 in 4 men have no life insurance coverage at all and almost
two thirds of men age 18 to 24 have no life insurance.

Overall, women are more likely to own life insurance today than they were in 1998 but
almost 1 in 3 women have no life insurance coverage at all and about half of women age 18 to 24 have no life insurance.

Today, adults in America are more likely to own only group life insurance through work.

It's important to own your own life insurance policy, because you may get fired, or leave your job and be left without life insurance protection for your family.

LifeHappens is a website providing helpful life insurance information and tips for consumers.

In addition, you can shop and compare free term life insurance quote online from multiple life insurers to find the most affordable coverage from a highly-rated carrier.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Monday, August 17, 2009

What Do I Get When I Buy Term Life Insurance?

What do you get when you buy a term insurance policy?

Term life insurance gives you life insurance protection for a specific number of years.

Term life is a temporary life insurance plan.

If you pass away during the term of your policy, your beneficiary receives the proceeds, usually free from federal income tax.

If you outlive the term of your life insurance plan your coverage ends.

Term life insurance provides protection for 10, 15, 20, or 30 years, depending on the term you choose.

Term life usually costs 2-3 times less than permanent life insurance, because it is temporary, and builds no cash value inside the policy.

Here's how to buy term life insurance.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Sunday, August 16, 2009

Life Insurance Policies Which Do Not Require Physical Examinations

Where can I learn about and purchase a life insurance policy that does not require any physical examination?

There are several options you may have available for buying a life insurance policy with no physical required.

However, before you compare plans you should know the following:

  1. No exam life insurance plans may cost you more than life insurance that requires a medical exam.

  2. The amount of life insurance available without an exam may be limited to up to $500,000.


Also, when you compare no exam life insurance policies make sure you review the financial rating of the carriers, which should be provided with your quotes.

And, compare premiums from more than one insurer, because the prices and amounts of coverage available may vary by insurance company.

Here's how you can learn more about life insurance with no physical examinations required, and request your free quotes.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Saturday, August 15, 2009

What's The Best Life Insurance Today?

What is the best type of life insurance to buy?

The best type of life insurance depends on your personal situation and goals for your life insurance.

The most popular type of life insurance purchased in the U.S. is level term life insurance because it offers the least expensive option for life insurance protection.

Level term offers you rates and coverage that remain the same each year for up to 30 years.

With level term life you can choose coverage for 10, 15, 20, or 30 years to meet your life insurance needs.

You can compare free level term life insurance quotes online from multiple insurance companies to help you find the lowest price from the highest-rated life insurer.

There's no obligation and no need to meet with an agent.

Request your free, instant level term life insurance quotes online from over 70 top-rated life insurers offering you savings up to 75%.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Friday, August 14, 2009

Using Life Insurance to Pay for Funeral

How can you use a life insurance to pay for a funeral?

One reason people choose to purchase life insurance is to provide money to pay for your funeral.

Today, the cost of a funeral and related expenses may exceed $7,500 based on some studies performed on behalf of the National Funeral Directors Association.

Funeral and related costs may include your casket, funeral plot, headstone, memorial service, and wake, among other expenses.

Today there are simplified life insurance plans available which offer from $2,500 to $30,000 of life insurance that can help to provide the money needed to pay for a funeral.

These simplified life insurance plans do not require a medical exam. In fact, you can apply for coverage online.

Learn how you can apply for funeral insurance online and find out how affordable life insurance can be to provide for funeral expenses.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Thursday, August 13, 2009

No Exam Life Insurance Policy?

Will I be denied life insurance on a no exam life insurance policy when i have already been denied from a life insurance plan that requires a medical exam?

It depends on the reason you were denied, the insurance company, and your current health.

Each life insurer has their own set of underwriting guidelines for acceptability.

Some insurers are more flexible in who they may offer life insurance to, or they may specialize in insuring higher risk applicants for life insurance that some other insurers may not accept.

One way to find out is to get a quote, apply online, and see for yourself if you qualify for life insurance without an exam.

Here's how you can learn more about term life insurance with no exam, just a few health questions to answer.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Wednesday, August 12, 2009

Can I Buy Life Insurance On My Mother?

Is it possible for me to buy a life insurance policy on my mother?

Yes, it is possible.

To purchase life insurance on another person there must exist an "Insurable Interest" between you and the other person you want to insure.

There does exist an insurable interest between husband and wife, siblings, and parent and children.

That means you can purchase life insurance on your mother.

How can you buy life insurance for your mom?

Depending on her age, you may be able to get a quote, apply online, and purchase life insurance direct from the insurance company and have your mom insured for life insurance starting today, if she qualifies.

Here's how you can buy life insurance on your mother.

Or, if you want to compare quotes from multiple carriers, you can request free, instant life insurance quotes from over 70 top-rated life insurers offering savings up to 75%.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Tuesday, August 11, 2009

Life Insurance - How to Find The Best Company for Life Insurance

How do I find the best life insurance company, even if I have medical problems?

There are a few ways to research life insurance options available to you:

1. Get a referral of a life insurance agent from family or friends.

2. Use the yellow pages to locate a local life insurance agent.

3. Search on the internet to find life insurance quotes and carriers.

However, if you have a medical problem you may find it difficult to locate quality, affordable life insurance coverage.

Many life insurers may not offer life insurance if you are sick, or have a chronic medical condition. Or, they may charge you a much higher premium than you expected.

That's why it is important to locate insurers that specialize in providing life insurance for people who are considered high risk, or have a medical problem.

Here's how you can learn about High Risk Life Insurance.

Also, make sure you compare free life insurance quotes online from several insurers before choosing a plan. This may help you save money on your life insurance policy.

Monday, August 10, 2009

Is It Normal to Have a Physical Exam for Life Insurance at Home?

Is it normal to have your physical exam for your life insurance policy in your home?

Yes, some life insurance companies will have a paramedical examiner visit you at home and give you a physical exam.

These exams may include an interview where the examiner asks about your health history, a blood draw, a test of your blood pressure, and a basic physical exam, among other things.

If you don;t want to take a physical there are other options, including term life insurance no exam required, just a few health questions.

You can apply completely online for up to $500,000 of life insurance coverage, and there's a 30 day money-back guarantee.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Sunday, August 9, 2009

What is the Cost of Burial Insurance?

How much does burial insurance cost?

Burial insurance costs can vary from a couple of dollars per month, to over $50 dollars per month.

The cost of burial insurance will vary depending on your age, health, hobbies, occupation, amount of burial insurance, if you smoke, your family health history, and your gender, among other factors.

Rates for burial insurance may vary by company, so you may want to compare several plans before choosing your policy.

Burial insurance usually offers simplified life insurance underwriting, which means there is no medical exam required, and an easy application process.

Studies indicate the average funeral costs to be around $7,500. Burial insurance plans may offer you from $2,500 to $30,000 of life insurance coverage.

Here's how you can find out the cost of burial insurance.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Saturday, August 8, 2009

What is the Effect of Nicotine Use on Your Life Insurance Premiums?

How does using nicotine products effect my cost of life insurance?

Using nicotine will have a costly effect on what you pay for life insurance.

Actually, life insurance premiums for regular smokers are usually 2-3 times higher than they are for non-smokers.

That's why it's a good idea to compare prices for smokers life insurance among several companies before choosing a plan.

And, there are insurance carriers which specialize in insuring smokers for life insurance. They have more experience in insuring smokers and are better able to offer more competitive rates based on different categories of nicotine use, such as, occasional smokers, regular smokers, heavy smokers, and cigar smokers.

By offering more categories of rates for life insurance, some insurers are able to be more competitive, and offer lower life insurance rates to smokers based on their actual nicotine use.

Here's how to learn more about term life insurance for smokers and better understand your options for coverage.

Or, you can request your free, instant term life insurance quotes form over 70 top-rated life insurers offering you savings up to 50% or more.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Friday, August 7, 2009

Life Insurance for Your Spouse

What is a good time to get a life insurance policy for your spouse?

The right time to buy life insurance is when there is a need.

Do you or anyone else rely on your spouse for financial support? if so, now is the time to get life insurance for your spouse.

How would you and your family get by without the financial support of your spouse, and everything your spouse does for your family?

Make sure you purchase life insurance for your spouse when they are young, because rates increase with your age. And, if you wait, your spouse's health may change, and he/she may be unable to qualify for life insurance.

Here's how you can learn more about Spouse Life Insurance.

When considering life insurance for your spouse make sure to consider how much life insurance you may need, for how many years, and compare plans from several carriers because rates will differ between companies.

Request your free, instant term life insurance quotes from over 70 top-rated life insurers offering you savings up to 75%.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Thursday, August 6, 2009

What is Lapse in Life Insurance?

What does lapse in your life insurance policy mean?

A lapse in life insurance means a termination or end of the life insurance coverage because of failure to pay your premium, and lack of sufficient cash value inside the policy to make a loan.

For example, if you own a life insurance policy and your monthly premiums are $20 and they are due on the 15th of each month:

If you have not paid your life insurance premium by the 15th of the month, and the grace period has passed (eg.10 grace period), then the life insurance policy may be considered lapsed, and coverage no longer provided by the policy.

Always review the terms and conditions of your life insurance policy and contact your life insurance agent for assistance if you have any questions.

Make sure you take the following steps to keep your life insurance in place:

  1. Read and understand the life insurance contract.

  2. Review the definition of lapsed policy in your life insurance contract.

  3. Review all premium payment conditions and what may lead to termination of the coverage provided by your life insurance policy.

  4. Always pay your life insurance premiums on time, it may be a good idea to have the premiums deducted directly from your checking account.


If you want, you can request your free, instant life insurance quotes from over 70 top-rated life insurers offering you savings up to 75%.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Wednesday, August 5, 2009

What Does Life Insurance Do?

Life insurance is protection against the death of an individual in the form of a payment to a beneficiary, usually a family member.

In exchange for a series of premium payments, upon the death of an insured, the face value amount of life insurance is paid to the beneficiary.

For example, you may purchase a 10 year term life insurance policy with $100,000 of life insurance coverage naming your spouse as the beneficiary.

If you die within the 10 year time period, your spouse would receive the $100,000 life insurance proceeds from your policy.

You should review all exclusions which may prohibit payment of the life insurance policy.

Life insurance provides money to your beneficiary if you die.

many people purchase life insurance to replace their income, so the people who rely on them for financial support can go on living the same lifestyle they did while the insured person was alive.

Learn how term life insurance works, or shop and compare free, instant term life insurance quotes online from top-rated life insurers.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Tuesday, August 4, 2009

Compare Online Term Life Rates

Do you want to compare free, instant online term life rates from leading insurers?

If so, you can request free quotes online from a life insurance quote provider with access to a large network of insurance carriers offering some of the most competitive prices available for term life insurance.

How it works:


Locate a life insurance quote provider like Termfinder that offers quotes from over 70 top-rated life insurers. Fill out one form. Receive the 12 lowest quotes for term life insurance.

What do the life insurance quotes provide?

Your life insurance quotes will show side-by-side comparisons of life insurance prices, financial strength ratings, and the premium payment options, as well as, the length of terms available, and the names of the insurance companies quoted.

How can I request my quotes for term life insurance?

You can visit Termfinder to request your free, instant term life insurance quotes from over 70 top-rated life insurers offering you savings up to 75%.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Monday, August 3, 2009

What Are The Advantages To Buying Life Insurance Online?

What are the benefits of buying a life insurance policy online?

The advantages to buying life insurance coverage online are the following:

  1. Purchase up to $500,000 of life insurance.

  2. No Medical Exam required.

  3. Get Approved within Minutes, if qualified.

  4. No Need to Meet with an Agent.

  5. No Sales Pressure.

  6. 30 day Money-Back Guarantee.

  7. Rated "A" Excellent by AM Best for Financial Strength


Buying life insurance online offers you the option of getting a quote, applying online, and qualifying for your life insurance in a matter of minutes, instead of waiting weeks for approval.

If you qualify, you can start your life insurance policy today, instead of waiting 6-8 weeks to receive your policy.

When you buy term life insurance online online there's no medical exam required, just a few health questions.

You can purchase from $25,000 to $500,000 of term life insurance online, if you qualify.

And, there's a no risk, 30 day money-back guarantee.

Get your Instant Quote now.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Sunday, August 2, 2009

What is a Life Insurance Policy Called When It Pays Whether the Policy Holder Lives or Dies?

What is life insurance called that pays when a person lives or dies?

There is Return Premium Term life Insurance that pays a death benefit to your beneficiary if you die during the term of your life insurance policy.

And, if you outlive the term of your policy, you may receive most of the premiums you have paid, less any expenses for the policy.

However, return of premium life insurance plans are usually much more expensive than regular term life insurance coverage.

Here's how you can learn more about Return Premium Term Life Insurance.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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Saturday, August 1, 2009

Which Insurance Company is The Best in Providing a Life Insurance Policy?

There are many highly-rated life insurance companies in the U.S. which offer competitive pricing and financial secure coverage.

One way to review leading life insurers is to take a look at the Top 10 Life Insurance Companies and compare their financial ratings and prices.

Also, you can visit a life insurance quote provider, such as Termfinder, which has access to a network of over 70 leading insurance companies.

You fill out a quote request form and instantly receive the 12 lowest quotes for term life insurance from top-rated life insurers.

That way you can compare the price quotes side-by-side and find the life insurance that meets your needs, and fits your budget, from a top-rated insurance company.

There's no obligation and no hassles. You don't need to meet with an agent to compare free quotes online for life insurance.

Request your Free Quotes for term life insurance.

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