Features of Life Insurance Policy with No Exam

What are the features of life insurance policies with no medical exams required?

Life insurance with no exam is similar to life insurance with an exam required, but their is no physical, blood test, or urine testing.

Also, the premiums may be higher, and the amount of coverage available may be limited to $500,000.

Otherwise, the features are similar with or without an exam.

Term life insurance usually offers coverage for life insurance for 1-30 years.

You can choose a plan for 10, 15, 20, or 30 years.

In addition, rates may be level, remaining the same each year, of the rates may be decreasing.

And, the coverage amount is usually level, which means you have the same amount of life insurance protection each year, for the entire term of your policy.

Learn more about Term Life Insurance with No Exams.

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