What is term life insurance not requiring a physical?
It's just what it sounds like - you can apply for life insurance online and there is no physical exam, no blood test, and no urine test.
How does it work? You answer some basic health questions, and based on your answers, the insurance company makes a decision, usually within 15 minutes, if you are approved for life insurance.
Here's a video to help you better understand:
You may choose up to $500,000 of term life insurance with no medical exam just a few health questions.
You can apply online and get approved within minutes, if you qualify.
There's no need to meet with an agent. You can apply completely online.
It only takes a few minutes.
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