Term Life Insurance with Sleep Apnea

Can you buy term life insurance if you have been diagnosed with sleep apnea?

If so, will this increase the cost of the life insurance?

Yes, the health condition of sleep apnea may cause you to receive a higher rate for your life insurance policy. However, that depends on the insurance company, your health, and how you manage your sleep apnea condition.

If you are compliant with your medical treatment (for example,you take your CPAP nightly) and it works, you may not be charged much more than if you did not have sleep apnea.

But some life insurers may view this condition differently, and charge a higher rate.

Make sure you get customized term life quotes from multiple carriers in order to choose the best life insurance plan that meets your needs, and fits your budget.

Expect to disclose your condition and to be requested to take a physical exam. There will be health questions, as well.

Request your term life insurance rate quotes online now from over 70 top-rated life insurers offering savings up to 75%.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.