If you can't lose enough weight to put you in a better rating pool, then the best thing is to work for a company that has a decent group life insurance benefit plan, where you can at least get something like 1 times your annual salary.
Otherwise, put the money you would have been paying for a life insurance policy into a savings account and let it grow so that it eventually has enough money to pay for your final expenses.
In addition, there are life insurers which specialize in insuring high risk applicants for life insurance.
High risk life insurance may offer you lower amounts of coverage at higher rates than charged for the average risk person applying for life insurance.
One way to find the best plan and price may be to request free life insurance quotes from over 70 top-rated life insurers - which you can compare online in just minutes.
Another option for you may be guaranteed acceptance plans which offer a small amount of life insurance at higher rates, and the coverage is graded until you have owned the policy for 1-2 years. Learn more about guaranteed acceptance life insurance.
Insurance without any Medical Exam,
Just a Few Health Questions.
No comments:
Post a Comment