Any life insurance company that don't require medical exams?

I'm trying to buy life insurance for me and my 49 yr old mother.

What is the best life insurance company that doesn't raise premiums and doesn't require exams?

Life insurance that does not raise premiums is whole life insurance providing lifetime coverage and level premiums. However, you may or may not be able to find no exam life insurance providing lifetime coverage.

Level term life insurance provides premiums that remain the same each year for 10, 15, 20 or 30 years.

There are term life insurance no exam policies that may be available for you and your mother. There are no physical exams required, but there are a few health questions.

Several insurance companies offering no exam life insurance include Liberty Life Insurance, Garden State Life, Colonial Penn and Globe Life Insurance.

Life insurance plans requiring no exam may limit the amount of life insurance available from $10,000 to $250,000. In addition, no exam life insurance coverage usually costs more than life insurance which may require you to take a physical exam to qualify.

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