My father is sending me his medical transcripts and everything. I just didn't know if I can start a life insurance policy on him with his permission.
You'd need his consent, his permission, and his cooperation - and insurable interest, of course. There does exist insurable interest between a father and son/daughter.
Your father may need to sign the application for life insurance coverage, release his medical records, fill out the application, and submit to a paramedical exam (blood, urine, saliva samples), for the underwriters to establish the cost.
There are some life insurance policies that do not require any physical exam, blood or urine tests. These plans are called life insurance with no medical exam required, just a few health questions.
To start the process you could request free life insurance quotes online and compare some of the lowest prices from over 70 highly-rated life insurance companies with no obligation.
Insurance without any Medical Exam,
Just a Few Health Questions.
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