Can the life insurance company deny your application if you test positive for thc?
I was wondering if they would deny my application for life insurance if thc showed up in my blood test or urine test.
Yes, the life insurance company may decline you for coverage if your life insurance blood test results shows positive for thc in your system.
Tetrahydrocannabinol is the main psychoactive substance found in the cannabis plant. Since cannibis is illegal in most states, you may be declined for life insurance.
However, if you live in a state and jurisdiction where medical marijuana is legal and you are taking prescription medical marijuana, the insurer may offer you life insurance coverage.
In addition, there are life insurance plans that offer you term life insurance no medical exam required. There's no physical exam, no blood test and no urine testing.
Insurance without any Medical Exam,
Just a Few Health Questions.
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