Life Insurance Blood Test?

Question regarding life insurance blood test?

Can the life insurance company deny your application if you test positive for thc?

I was wondering if they would deny my application for life insurance if thc showed up in my blood test or urine test.

Yes, the life insurance company may decline you for coverage if your life insurance blood test results shows positive for thc in your system.

Tetrahydrocannabinol is the main psychoactive substance found in the cannabis plant. Since cannibis is illegal in most states, you may be declined for life insurance.

However, if you live in a state and jurisdiction where medical marijuana is legal and you are taking prescription medical marijuana, the insurer may offer you life insurance coverage.

In addition, there are life insurance plans that offer you term life insurance no medical exam required. There's no physical exam, no blood test and no urine testing.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.







Disclosure: Compensated Affiliate

Life Insurance Companies and Blood Tests?

How common is it for a life insurance company to require a blood test?

I've never had to take one before but the life insurance company I am dealing with now requires one. Is it normal?


It can be quite normal for a life insurance company to require you to take a blood test in order to qualify for coverage.

Life insurers may want to check your blood for conditions like diabetes and anemia which could affect the underwriting, acceptance, and pricing of your life insurance policy.

Almost every life insurance carrier requests blood work unless the amount of insurance applied for is very small, or the proposed insured person is a juvenile.

In most cases, if you're buying more than $25,000 or so of coverage, all life insurance companies will do this.

However, there are some life insurers which do not require any blood tests. In fact, some life insurers require no physical exam, no blood tests, and no urine test.

Term life insurance no exam required offers you up to $500,000 of term life insurance coverage without any physical, blood, or urine testing - just a few health questions. If you qualify, you can start your life insurance today.

Term life insurance no blood tests allows you the option of qualifying for life insurance coverage in minutes, and there are no blood tests required by the life insurance company.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

Term Life Insurance No Blood Tests

Can you buy term life insurance no blood tests required online?

Whether you hate needles, or the thought of drawing blood, or you have a phobia about exams, needles, or blood - that doesn't mean you can't buy life insurance.

In fact, some life insurers now offer you the choice of purchasing life insurance coverage online without taking any blood tests, or physical exams.

It used to be the case that all life insurance required you to take a medical exam if you applied for life insurance of $100,000 or more.

Now, there are life insurers offering up to $500,000 of term life insurance without any requirement for blood work or medical examinations.

How does it work? Well, you answer a few health questions and your answers will determine if you are approved for life insurance coverage.

Once you are accepted, you may start your life insurance policy the same day, using your credit card to pay for your policy. There's even a 30 day money-back guarantee.

Here's how to learn more about term life insurance no blood tests required.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.