Do life insurance companies in nj test for thc/marijuana?

My girlfriend has a life insurance medical exam tomorrow and they are doing a urine test. Do they test for thc?

We live in new jersey and she told the insurance company already that she does not smoke.

Yes, the urine test will check for thc, marijuana, nicotine, and illegal drugs, etc.

If the urine test is positive for thc, she will probably be denied life insurance and the results will be in the database of insurers when she applies for life insurance with another insurance company.

Make sure you always answer all questions honestly when applying for life insurance so the insurance company does not have reason to decline a claim against your life insurance policy.

There are life insurance plans that do not require any medical exam, blood or urine testing.

In fact, you may qualify for up to $500,000 of term life insurance no exam required, just a few health questions. if you qualify, you may start your life insurance policy today.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



Disclosure: Compensated Affiliate

Life Insurance Blood Test?

Question regarding life insurance blood test?

Can the life insurance company deny your application if you test positive for thc?

I was wondering if they would deny my application for life insurance if thc showed up in my blood test or urine test.

Yes, the life insurance company may decline you for coverage if your life insurance blood test results shows positive for thc in your system.

Tetrahydrocannabinol is the main psychoactive substance found in the cannabis plant. Since cannibis is illegal in most states, you may be declined for life insurance.

However, if you live in a state and jurisdiction where medical marijuana is legal and you are taking prescription medical marijuana, the insurer may offer you life insurance coverage.

In addition, there are life insurance plans that offer you term life insurance no medical exam required. There's no physical exam, no blood test and no urine testing.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.







Disclosure: Compensated Affiliate