Typical Premium for 30 year $250K Level Term Life Insurance?

What are some typical premiums for a 30 year $250,000 Level Term Life Insurance policy?

Any ideas for a 30 year old male and female (listed separately) at the standard health rate?

It depends on the life insurance companies. Rates are determined based on your health and physical factors, age, and total coverage.

Factors affecting your rate for life insurance may also include your age, gender, health, family health history, occupation, hobbies, driving record, if you smoke or not, your height-to-weight ratio, etc.

Here are samples of the 4 different rate classes for a 30 year old person for a 30 year level term life insurance policy offering $250,000 of coverage:

Preferred Plus: $221/year
Preferred: $269.50/year
Non-Tobacco User: $409.50/year
Tobacco User: $595.50/year

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Disclosure: Compensated Affiliate