Do life insurance companies in nj test for thc/marijuana?

My girlfriend has a life insurance medical exam tomorrow and they are doing a urine test. Do they test for thc?

We live in new jersey and she told the insurance company already that she does not smoke.

Yes, the urine test will check for thc, marijuana, nicotine, and illegal drugs, etc.

If the urine test is positive for thc, she will probably be denied life insurance and the results will be in the database of insurers when she applies for life insurance with another insurance company.

Make sure you always answer all questions honestly when applying for life insurance so the insurance company does not have reason to decline a claim against your life insurance policy.

There are life insurance plans that do not require any medical exam, blood or urine testing.

In fact, you may qualify for up to $500,000 of term life insurance no exam required, just a few health questions. if you qualify, you may start your life insurance policy today.

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