Thursday, June 3, 2010

Best Life Insurance for Senior?

What life insurance is best for a senior 62 year old female, on a fixed income, AARP or Landmark Life?

My mom and I looking at life insurance and don;t understand much about the premiums and the small print on determining the rates.

Just need help in determining which is better AARP or Landmark Life? I see two very different charts that have us concerned if we made the right choice with the one paying more to get less coverage over a ten year period.

Actually, both of the above mentioned plans may have you paying more for your life insurance coverage than the protection provided depending on how long your mother lives.

That means, you may or may not be better off by taking the money you would pay for the life insurance policy and investing it rather than buying the life insurance policy. Over 10 years or more, it may grow to a larger amount than the life insurance death benefit provided by the life insurance policy.

In addition, you may want to learn more about life insurance for people over 60 and what options are available that may provide more life insurance coverage for your mother at a lower rate.

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