I had open heart surgery in 2006 and I need some affordable life insurance.
Whether you qualify for life insurance may depend on the insurance company, your health, age, height-to-weight ratio, the medication you are taking, and your overall health condition.
Some life insurance may have guidelines that restrict or deny coverage for people who have had open heart surgery in the recent past.
However, one may to find out is to request and compare free term life insurance quotes online to find out what may be the lowest rate quotes from over 70 leading life insurance companies.
Another option may be term life insurance with no medical exam required, just a few health questions. However, coverage may be limited to about $250,000 and the rates may be higher than you might pay for life insurance requiring a physical examination.
If you are declined for life insurance, you may want to consider guaranteed acceptance life insurance that offers a limited amount of life insurance, no medical exam, and higher rates.
Insurance without any Medical Exam,
Just a Few Health Questions.
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