The cheapest type of life insurance for smokers or non-smokers is term life insurance.
Term life insurance is the cheapest because it provides temporary life insurance for 10, 15, 20, or 30 years. Also, since it is pure protection, providing life insurance and no cash value build up inside the policy, it costs a lot less than whole life insurance.
Some life insurance companies specialize in providing competitive rates for smokers for their life insurance.
One way to find the most affordable rates on smoker life insurance is to compare term life insurance for smokers online and find the lowest rates from over 70 leading life insurance companies.
Insurance without any Medical Exam,
Just a Few Health Questions.
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