My mother needs to get life insurance, but doesn't want to get a physical exam.
Are there any life insurance companies out there that you don't need to get an exam to qualify?
There are several life insurance plans that do not require a medical exam to qualify for coverage.
A guaranteed issue company, like Globe Life Insurance or Mutual of Omaha, may sell her a small value life insurance policy up to $30,000 (or less).
Of course, there's a catch - you have to live at least two years, paying in, before you can collect a death benefit. This is called a graded benefit.
Then there are life insurance no medical exam plans that offer from $25,000 up to $500,000 of life insurance coverage with no physical, just a few health questions.
The amount of coverage you may qualify for depends on your age and health.
Insurance without any Medical Exam,
Just a Few Health Questions.
