A rated policy is a life insurance policy when the applicant is charged a higher-than-standard premium to reflect a unique impairment, occupation, or hobby, such as a history of heart disease or a sky diver.
Some occupations or hobbies which may call for a rated life insurance policy include demolition contractors, blasting contractors, sky scraper window washers, bungee jumping, white water rafting, and motorcycle racing.
The rated life insurance policy charges you more for a higher risk to your life due to the exposure of health issues, or high risk activities.
You can request free, instant term life insurance quotes from over 70 top-rated life insurers offering you savings up to 75%.
Insurance without any Medical Exam,
Just a Few Health Questions.
