What are some good life insurance company that require no exams?

There are several life insurance companies that offer life insurance without any medical exam required.

However, you will usually have to answer a few health questions for the insurance company to determine if you qualify for a policy.

Among some of the leading life insurance carriers offering no exam life insurance are the following:

American Life Policy - Offers you up to $500,000 of term life insurance with no physical exam needed, just a few health questions. You can apply online in just minutes.

RBC Express Term - Offers you up to $250,000 of term life insurance without any medical exam, just a few health questions. You can get a quote, apply online, and find out (usually within 15 minutes) if you qualify for your life insurance policy. Once approved, you can start your life insurance the same day.

Globe Life Insurance - Offers people age 78 and under up to $30,000 of simplified life insurance with no medical exam. Globe life has more than 2.5 million policyholders. You can apply online in just minutes.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



Disclosure: Compensated Affiliate

RBC Insurance Rating Affirmed by AM Best

Source: Insurace Executive

A.M. Best Co. has affirmed the financial strength rating and issuer credit ratings of the life/health companies under RBC Insurance Group, the rating agency said Tuesday.

The firm said that the ratings for its Canadian life insurance subsidiary, RBC Life Insurance Co., “reflect its strong risk-adjusted capitalization, generally increasing premium trends, as well as the overall strength and stability of RBC Insurance”. It notes that RBC Life “maintains a significant market position in the individual living benefits and group long-term disability insurance markets”, and that it has recently focused on growing its individual life segments, primarily through the sale of universal and term life insurance. Read entire article

RBC Insurance is the brand name for Liberty Life Insurance Company, a part of the global insurance operations of
Royal Bank of Canada.

A.M. Best has been recognized as a leading firm in analyzing the financial strength of insurance companies since 1899. Ratings are based on its current opinion of a company's financial ability to meet its obligations to policyholders. "A" is the third highest of 16 ratings and is assigned to companies Best believes demonstrate excellent overall performance.

A.M. Best Co. has affirmed the financial strength rating of A (Excellent) and issuer credit ratings of “a” of the life/health members of RBC Insurance Group (RBC Insurance): RBC Life Insurance Company (RBC Life) (Mississauga, Ontario) and its U.S. life insurance entity, Liberty Life Insurance Company (Liberty Life) (Greenville, SC). The outlook for all ratings is stable.

RBC Insurance offers RBC Express Term life insurance. You may purchase up to $250,000 of term life insurance online in 15 minutes with no medical exam required.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.





Disclosure: Compensated Affiliate

AM Best Affirms Financial Ratings of RBC Insurance Group Members

Source: BusinessWire

A.M. Best Co. has affirmed the financial strength ratings of A (Excellent) and issuer credit ratings of “a” of the life/health members of RBC Insurance Group (RBC Insurance): RBC Life Insurance Company (RBC Life) (Mississauga, Ontario) and the U.S. life insurance entity, Liberty Life Insurance Company (Liberty Life) (Greenville, SC). The outlook for all ratings is stable. Read entire article

RBC insurance offers term life insurance through their sister-company Liberty Life Insurance Company, which is rated "A" (Excellent) by AM best Company for financial strength.

The name of the term life coverage is RBC express term because you can apply for term life insurance online and get approved in just 15 minutes, if you qualify.

There's no medical exam required, just a few health questions. Your answers to those health questions will determine if you get approved for coverage.

Learn more about RBC Express Term from RBC insurance and see if you qualify today!

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

Life Insurance in 15 Minutes!

Are you finally ready to buy life insurance protection for your family?

Have you put off purchasing life insurance long enough?

If so, now you can apply online and qualify for life insurance coverage in a matter of minutes...

That's right. Now you may be able to start your "A" rated, affordable life insurance policy to protect the ones you love in less time than it takes to go buy a cup of coffee at Starbuck's.

RBC Express Term life insurance offers you up to $250,000 of term life insurance with no medical exam required.

Yes, there are a few health questions to answer.

Yes, you are limited to $250,000 of coverage.

And yes, your premium may be higher than if you applied for life insurance coverage that requires a full medical exam, blood and urine tests.

However, if you want life insurance today, without any medical exam, without any visit by an insurance agent, without long mailing delays, without the hassles of traditional life insurance, then this may be an option for you.

If you really want life insurance fats, starting today, without delay:

Here's how to get RBC Express Term life insurance!


NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

How to Buy the Fastest Life Insurance Online

Are you looking to buy the fastest life insurance available?

If so, you may be surprised to learn that now you may be able to purchase quality, affordable life insurance protection for your family in about 15 minutes....

That's right, in the time it takes to have a cup of coffee your family can be protected with "A" rated life insurance.

RBC Insurance through their sister-company Liberty Life Insurance offers RBC Express Term Life Insurance.

RBC Express Term offers you up to $250,000 of term life insurance protection with no medical exam required, just a few health questions.

If you qualify, you can start your life insurance coverage today.

Is it safe? Liberty Life Insurance is rated "A" excellent for financial strength by AM best Company.

And, Liberty Life Insurance Company has been around since 1905, with more than a century of insuring American lives.T
Find out how quick and easy it is to purchase RBC Express Term from Liberty Life.

Here's how to get RBC Express Term today.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

How Much Life Insurance Can You Buy Without A Medical Exam?

How much life insurance can a person purchase online without having to take any medical exams?

The answer depends on you and the insurance company you choose.

The factors they consider when accepting you for coverage may include your health and age.

Your answers to some health questions will determine if you are approved for life insurance coverage.

In addition, some life insurers offer much more life insurance without any exams than other companies.

There are life insurers such as Globe Life Insurance which offer up to $30,000 of life insurance with no exam for people age 78 and under.

There are insurers like Liberty Life Insurance Company which offers their RBC Express Term policy with coverage from $25,000-$250,000 of term life insurance.

If you need more life insurance, you may want to consider American Life Policy which offers up to $500,000 of term life insurance no exam required.

To purchase more than $500,000 of life insurance without any exams, you may want to consider buying policies from each of the insurers mentioned above.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.