Finding life insurance if you have a pre-existing medical condition can be difficult, if not impossible depending on your health problem, your age, and which insurance companies you contact for coverage.
Some life insurers will not insure people with a medical condition, whereas, others may offer a limited amount of life insurance at a very high price.
Some options you have for finding life insurance if you have hepatitis include the following:
1. Contact a local licensed life insurance agent to help you request and compare life insurance rates and policies from insurers who may specialize in insuring people with hepatitis.
2. Compare term life insurance quotes online from a life insurance quote provider with access to a network of more than 70 life insurance companies to help you instantly compare rates and plans for term life insurance from the highest-rated insurance companies with no obligation, and no need to meet with an agent.
A medical condition like hepatitis may classify you as a high risk for life insurance coverage. That means your rates will be high and you may find it difficult to get life insurance. Here's an article explaining high risk life insurance for more information.
If you are unable to find a life insurance plan that accepts you for coverage, you may want to consider guaranteed life insurance plans that offer a limited amount of coverage.
Guaranteed acceptance life insurance usually offers $20,000 or less of life insurance with no medical exam required. The rates are high and full coverage is not available until you have owned the life insurance policy for 1-2 years.
Insurance without any Medical Exam,
Just a Few Health Questions.
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