And, if they do, is it possible to get no blood life insurance coverage that does not require any blood testing when you apply for a life insurance policy?
Actually, most life insurers may test your blood for many things, including illegal drug use, cocaine, marijuana, and other substances.
If you live n a jurisdiction that has legalized marijuana for medical purposes, and you have a medical marijuana prescription, the life insurance company may insure you for life insurance.
Usually, life insurance companies may require a physical exam and blood test if you are purchasing $100,000 or more of life insurance coverage, or you are over a certain age, you have a health condition, or your answers on the life insurance application suggest a physical exam and blood test may be necessary to properly evaluate your as a risk for life insurance.
Make sure you answer all questions truthfully on your life insurance application because if you were to die as a result of a medical condition you lied about, your life insurer may not pay the claim to your beneficiary, subject to the terms, conditions, and exclusions stated in your life insurance policy.
However, there are plans that may offer you term life insurance without taking any blood tests required. In fact, there are more than 1 million people in the US that have a fear of needles and/or blood, and this type of life insurance helps those who just don;t want to take a blood test to qualify for life insurance.
Learn how you may qualify to buy term life insurance no blood tests required. if you qualify you may start your life insurance coverage today. There's no physical exam, just a few health questions.
Insurance without any Medical Exam,
Just a Few Health Questions.
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