The answer depends on your own personal situation. If you are married and want to leave your life insurance to your wife so she can handle the money and provide for your family, you may want to name her as the primary beneficiary.
It is usually a good idea to name a secondary beneficiary in case something were to happen to your wife so someone else would receive the proceeds and be able to manage the money for your family.
But, maybe your wife is not good with handling money, or perhaps you want your parents to oversee the proceeds of your life insurance policy so your children will be provided for in the future.
There's now one right answer for everyone. It really depends on your situation, your goals for the life insurance policy, and what you are trying to accomplish in providing life insurance benefits for your family.
Here's an article that explains things to consider when choosing a beneficiary of a life insurance policy.
Insurance without any Medical Exam,
Just a Few Health Questions.
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