Monday, April 12, 2010

Cheapest and Best Life Insurance with No Medical Exam Required?

What is the cheapest and best-rated life insurance without any physical exam required?

Which companies offer no exam life insurance and what are the lowest priced plans available?

The answer depends on you and the insurance company.

each life insurance company has their own set of underwriting guidelines, rules for acceptance, and rates they charge.

The rates no exam life insurers will quote you depend on your personal factors, which include your age, gender, health, occupation, hobbies, if you smoke or not, your driving record, height-to-weight ratio, etc.

However, with a no exam life insurance plan there are no physical exams required, just a few health questions. So, your answers to the questions on the application, including the health questions, will determine if you are approved, and what premium you will pay for your life insurance policy.

In addition, there are several insurers offering different types of no exam life insurance plans.

Globe Life Insurance offers people age 78 and under up to $30,000 of simplified life insurance with no medical exam.

RBC Insurance offers up to $250,000 of term life insurance without any medical exam, just a few health questions.

Here's how to review several leading life insurance no medical exam plans, rates, and insurers. You can compare plans and request a free, instant quote for your no exam life insurance policy online in minutes.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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