For many life insurance companies Type 1 diabetes automatically disqualifies you for coverage.
Also, finding cheap life insurance with diabetes may be next to impossible.
If you work for a company that offers a small life insurance benefit free of charge, such as $10K, that usually sticks, but anything more than that you may be denied life insurance coverage.
Ask your employer about your employee life insurance benefits and how much coverage you have. Also, ask if you can increase the amount of group life insurance you have (maybe by paying extra) - see if you can get more even though you have diabetes.
Also, depending on the type of diabetes you have, and how you manage your diabetes, you may qualify for individual life insurance.
Some life insurance companies now offer coverage to people who have diabetes. Whether they accept type 1 or type 2 diabetics depends on the insurance company, your health, and how you manage your diabetes.
Here's how to learn more about life insurance for diabetics and compare life insurance plans, rates, and insurance companies.
Insurance without any Medical Exam,
Just a Few Health Questions.
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