How to Find Discount Term Life Insurance Rates

How can you find discount rates on your term life insurance policy?

Here's some tips to help:

1. Term - Choose the term that meets your needs. The shorter the term, the lower the rate. You can usually choose from terms of 10, 15, 20, or 30 years.

2. Type of Term - You can choose from renewable term, decreasing term of level term life insurance. level term is by far the most popular type of term insurance because it usually offers the most affordable rates.

3. Get Healthy - Rates are based on your age, health, and other factors. The healthier you are the lower your rates. So, start exercising, eat healthy, and quit smoking of you smoke - to help you get a lower rate on your term life insurance.

In addition, the younger you are when you buy life insurance, the lower the rate because you may have a longer life expectancy.

Finally, make sure you compare discount term life insurance rates from several highly-rated life insurance companies to help you find the most affordable plan.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



Disclosure: Compensated Affiliate