Cheapest Life Insurance for a Smoker?

What's the cheapest life insurance policy for a smoker?

There are two basic types of life insurance Term and Whole.

Term life insurance provides temporary life insurance for 1-30 years. Term life builds no cash value inside the policy, it is not an investment, but pure life insurance protection. That's why it usually costs a lot less than whole life insurance.

Whole life insurance provides lifetime coverage, builds cash value inside the policy, and costs more than term life insurance.

Term life insurance provides coverage for 10, 15, 20, or 30 years.

Many families and young people who smoke choose level term life insurance because it offers guaranteed level rates and coverage for life insurance for up to 30 years.

Here's how to compare the smoker affordable term life insurance rates online from several leading life insurance companies with no obligation.

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