Friday, May 21, 2010

How overweight can you be for life insurance?

I want to buy life insurance but I'm overweight. Is there life insurance for people who are overweight?

Yes, there are life insurance companies that offer life insurance for overweight people.

However, depending on your height-to-weight ratio, you may or may not qualify.

When underwriting your application for life insurance, insurers will consider several factors including your age, gender, health family health history, occupation, hobbies, driving record, whether or not you smoke, and your height-to-weight ratio, among other factors.

The heavier you are, the lesser your chances of qualifying for a life insurance policy.

However, one way to find out who may offer you coverage, and how much it may cost you is to request free life insurance quotes online. That way you only spend a few minutes to find out what your coverage would cost, and which insurers might offer you life insurance.

If declined, there are guaranteed acceptance life insurance plans that offer up to $30,000 of simplified life insurance with no medical exam required.

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