Which is the best life insurance policy?

The best life insurance policy depends on your goals and needs when it comes to life insurance.

What are you trying to accomplish with your life insurance policy?

Also, how long do you need life insurance, how much life insurance do you need, and what can you afford to pay.

These are all questions you should consider before trying to decide what life insurance policy may be best for you.

First, consider the basic types of life insurance - Whole Life and term life insurance.

Term life insurance provides coverage for up to 30 years and costs much less than permanent (whole) life insurance.

Whole life insurance provides lifetime coverage, may build cash value inside the policy, and premiums are higher than for term insurance.

Here's how you can compare term life insurance vs permanent life insurance to help you understand the differences and benefits of each type of life insurance plan.

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Disclosure: Compensated Affiliate