He needs something with low monthly payments, but will provide enough if he has a natural death.
Most of the time, with Term Life Insurance, you can get a reasonable sized life insurance policy with no health exam required.
It all depends on what state you're in, but its always true that term insurance will get you a much higher payout for a much lower fee than permanent life insurance.
For term life insurance there's no payout if you don't die within the term you choose.
There are no exam life insurance plans available. The type and amount of coverage available will vary by insurance company, and your age and health.
For instance, Globe Life Insurance offers people age 78 and under up to $30,000 of simplified life insurance with no medical exam.
In addition, there are other life insurance no health exam plans available that may offer higher amounts of coverage depending on your father's health and age.
Insurance without any Medical Exam,
Just a Few Health Questions.
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