Any cheap life insurance for diabetics?

Where I can get good cheap life insurance? Both my husband and I are diabetic.

Whether or not you both qualify for cheap life insurance as diabetics depends on the insurance company, and your age, health, height-to-weight ratio and how you manage your diabetes.

Many life insurance companies in the past would not insure diabetics. However, now that more information is available about the proper management and medication available for diabetes, life insurance companies may be willing to insure diabetics for life insurance.

One way to find out is to compare rates and plans for Life Insurance for Diabetes online from several highly-rated life insurance companies.

That way, you can find out which insurer may offer you the most affordable life insurance plan.

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Cheap Life Insurance for Diabetics?

Where can I find cheap life insurance for a diabetic?

My father is 49 yrs old and he got "diagnosed" as diabetic about 10 yrs ago.

Where might I find cheap life insurance for him?

Finding cheap life insurance for a diabetic may not even be an option. Life insurance for diabetics has been limited in the past due to insurer's view of diabetes as a health risk.

However, more recently, several life insurance companies may offer life insurance coverage to people living with diabetes, depending on the diabetic's health, type of diabetes, how the diabetes is managed, the person's height-to-weight ratio, age, and other diabetes-related factors.

One way to find out more about your options for diabetes life insurance is to review this article on Life Insurance for Diabetes and request your free life insurance quotes.

If you are declined for coverage you may want to consider AARP/ New York Life, Mutual of Omaha, Colonial Penn, or Globe Life Insurance. These insurers offer a limited amount of life insurance and simplified underwriting with no physical.

For instance, Globe Life Insurance may offer people age 78 and under up to $30,000 of simplified life insurance with no medical exam required.

NEW! Here’s How to Buy up to $250,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



Disclosure: Compensated Affiliate

Cheap life insurance for diabetics?

Where I can get good cheap life insurance if I am diabetic?

For many life insurance companies Type 1 diabetes automatically disqualifies you for coverage.

Also, finding cheap life insurance with diabetes may be next to impossible.

If you work for a company that offers a small life insurance benefit free of charge, such as $10K, that usually sticks, but anything more than that you may be denied life insurance coverage.

Ask your employer about your employee life insurance benefits and how much coverage you have. Also, ask if you can increase the amount of group life insurance you have (maybe by paying extra) - see if you can get more even though you have diabetes.

Also, depending on the type of diabetes you have, and how you manage your diabetes, you may qualify for individual life insurance.

Some life insurance companies now offer coverage to people who have diabetes. Whether they accept type 1 or type 2 diabetics depends on the insurance company, your health, and how you manage your diabetes.

Here's how to learn more about life insurance for diabetics and compare life insurance plans, rates, and insurance companies.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



Disclosure: Compensated Affiliate