Life Insurance Companies No Exams

What life insurance companies offer life insurance with no medical exams required?

The answer depends on your life insurance needs.

Many life insurance companies will not require you to take a medical exam if you are purchasing less than $100,000 of life insurance, or you are under a certain age.

However, there are several life insurers that do offer no medical exam life insurance, including HSBC, Liberty Life Insurance, Garden State Life, Gerber Insurance, Mutual of Omaha, Stonebridge Life, and Globe Life and Accident Insurance Company, among others.

When comparing plans for no exam life insurance make sure you consider the amount of coverage you need, what you can afford to pay, and the financial strength rating of the insurance company.

Also, make sure you determine of the coverage is "Graded Benefit", which means you do not have full coverage until you have owned the policy for 1-2 years, depending on your life insurance policy.

Here's an article that reviews life insurance companies no exams required to help you better understand your choices.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

How Much life Insurance Can You Buy without a Medical Exam?

How much life insurance can you buy without having to take any physical exams, blood, urine, or drug tests?

The answer depends on the life insurance company you contact, and your own age and health.

Life insurance without any physical exams require you to answer a few health questions. Your answers to the health questions asked, as well as, your age and health will determine how much life insurance you may be able to purchase without a medical exam.

Depending on the life insurance company you may be able to get from $25,000 up to $500,000 of life insurance without a physical.

In addition, you may be able to apply for and purchase life insurance without medical exams from more than one insurance company.

You can review several leading plans and request your free quotes online for life insurance no medical exam required.

These plans may charge a higher premium than life insurance policies requiring a medical examination.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.

No Exam Life Insurance

What is no exam life insurance?

No exam life insurance is a type of life insurance policy that does not require you to take any medical exam in order to qualify for coverage.

With no exam life insurance policies there are no physical exams, no blood tests, and no urine tests.

How can the insurance company accept you for coverage without an exam?

There are a few health questions you answer, and the answers determine if you qualify for coverage.

How much life insurance can I buy without an exam?

It depends on your age and health, but you may be able to qualify for up to $500,000 of term life insurance.

When will my life insurance coverage begin?

If you apply online and are accepted for coverage, you can start your life insurance policy today.

How can I pay for my life insurance?

You may be able to use your credit card, or an electronic transfer from your bank account or checking account.

Is there any guarantee?

There is a 30 day free look period, which works like a money-back guarantee. if you are not satisfied with your policy, you may return it within 30 days for a full refund of any premiums paid.

How do I get started?

You can request your Free Quote now.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.