Life Insurance Companies No Exams

What life insurance companies offer life insurance with no medical exams required?

The answer depends on your life insurance needs.

Many life insurance companies will not require you to take a medical exam if you are purchasing less than $100,000 of life insurance, or you are under a certain age.

However, there are several life insurers that do offer no medical exam life insurance, including HSBC, Liberty Life Insurance, Garden State Life, Gerber Insurance, Mutual of Omaha, Stonebridge Life, and Globe Life and Accident Insurance Company, among others.

When comparing plans for no exam life insurance make sure you consider the amount of coverage you need, what you can afford to pay, and the financial strength rating of the insurance company.

Also, make sure you determine of the coverage is "Graded Benefit", which means you do not have full coverage until you have owned the policy for 1-2 years, depending on your life insurance policy.

Here's an article that reviews life insurance companies no exams required to help you better understand your choices.

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