Can a marijuana user get life insurance?

Is it possible to get life insurance if you smoke marijuana?

Most life insurance companies would not offer coverage to an applicant that smokes illegal drugs.

However, today there are legal medical marijuana prescriptions for people with a medical condition that qualifies.

Some insurers may provide life insurance coverage for people using a medical marijuana prescription. One way to find out which insurers may offer life insurance for someone who smokes marijuana is to compare term life insurance quotes online and apply for coverage.

When applying for life insurance make sure you answer all questions truthfully on the application to make sure coverage is not denied due to a material misrepresentation.

In addition, there are life insurance plan that offer life insurance with no medical exam required, just a few health questions. You can get a quote, apply online in minutes, and usually find out if you qualify for coverage the same day. Once approved, you may start your life insurance immediately.

NEW! Here’s How to Buy up to $250,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



Disclosure: Compensated Affiliate

Does Life Insurance Blood Test for Pot?

Does the life insurance blood test check for marijuana in your system?

And, if they do, is it possible to get no blood life insurance coverage that does not require any blood testing when you apply for a life insurance policy?

Actually, most life insurers may test your blood for many things, including illegal drug use, cocaine, marijuana, and other substances.

If you live n a jurisdiction that has legalized marijuana for medical purposes, and you have a medical marijuana prescription, the life insurance company may insure you for life insurance.

Usually, life insurance companies may require a physical exam and blood test if you are purchasing $100,000 or more of life insurance coverage, or you are over a certain age, you have a health condition, or your answers on the life insurance application suggest a physical exam and blood test may be necessary to properly evaluate your as a risk for life insurance.

Make sure you answer all questions truthfully on your life insurance application because if you were to die as a result of a medical condition you lied about, your life insurer may not pay the claim to your beneficiary, subject to the terms, conditions, and exclusions stated in your life insurance policy.

However, there are plans that may offer you term life insurance without taking any blood tests required. In fact, there are more than 1 million people in the US that have a fear of needles and/or blood, and this type of life insurance helps those who just don;t want to take a blood test to qualify for life insurance.

Learn how you may qualify to buy term life insurance no blood tests required. if you qualify you may start your life insurance coverage today. There's no physical exam, just a few health questions.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



Disclosure: Compensated Affiliate