Monday, January 25, 2010

Household Life Insurance No Medical Exam?

Do you or anyone you know have a policy with them?

I'm 24 and applied for a 30yr $425,000 policy for $59.81/month or $652/year

They have an A- rating.

I just want to know if anyone has anything good or bad to say about this company
Household Life Insurance Company is a good company, but these "no medical exam" policies are very much a "buyer beware" type product...doesn't matter what company you buy from.

These plans have been offered online for several years now.

When shopping for the no exam life insurance plans make sure you answer all questions truthfully on your life insurance application. Since there is no exam your answers may affect whether any claim is paid out on your policy if you die.

In addition, no exam policies may cost you more than life insurance requiring a full physical exam, since the insurer may be accepting some people who might not qualify for life insurance if they did take a medical exam.


Also, there may be limitations and/or exclusions on your life insurance policy so make sure to read the fine print and get answers to any questions you have about the coverage before buying a policy.

Here's how to learn more about life insurance no medical exam plans that may be available to you.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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