Where can I get free life insurance quotes?

I need a website that gives free life insurance quotes?

On the internet there are literally thousands of websites that may offer you free life insurance quotes.

Many life insurance websites have access to a large network of life insurers who will give you free life insurance quotes.

However, some of the leading life insurance quote providers are Efinancial, Termfinder, and Insureme.

You just visit the website, answer a quote request form, and you receive some of the lowest life insurance quotes from a network of up to 70 or more life insurance companies.

There's no obligation, no delays, and you don't have to meet with a life insurance agent just to compare rate quotes.

Here's how to get your free life insurance quotes and compare up to 12 of the lowest term life insurance quotes from over 70 top-rated life insurance companies.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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Senior Life Insurance No Medical?

Can a senior citizen buy a life insurance policy without having to take a physical exam?

That depends on your age, health, and the insurance company.

Some insurance companies like Globe Life, Mutual of Omaha, and Colonial Penn offer no exam life insurance for seniors.

However, the amount of life insurance available may be limited based on your age and health.

Life Insurance for seniors with no medical exam usually offers a simplified application process, no medical exam, and a limited amount of life insurance.

For instance, Globe Life Insurance offers adults age 78 and under up to $30,000 of simplified life insurance with no medical exam needed. You can get a quote and apply online for your policy. You can even get life insurance for your spouse.

Learn more about life insurance no medical senior plans.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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What form of life insurance would you purchase if you had children?

Many families purchase life insurance when they have children.

There are two basic types of life insurance, permanent life insurance that provides lifetime coverage and builds cash value, and term life insurance that provides coverage for up to 30 years.

Term life insurance usually costs much less than permanent life insurance, which is why many families with children buy term insurance.

In addition, if you want life insurance until your children are grown, and out of school, term life insurance offers the flexibility of you choosing coverage for a term of 10, 15, 20, or 30 years. That way you only pay for life insurance while you really need it. And, since it costs less than permanent life insurance, you can afford more life insurance protection for your family.

Here's how you can learn more about how term life insurance works and compare free term life insurance quotes online from several top life insurance companies.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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How can you acquire life insurance in a few easy steps?

Are you looking for quick and easy life insurance coverage in just a few steps?

If so, you may find it easier than you thought to buy life insurance protection for your family.

Today, there are ways for you to compare instant life insurance quotes online.

And, you may even be able to buy a life insurance policy today, if you qualify.

Now there are no exam life insurance plans that allow you to get an instant quote, apply online, and find out (usually within minutes) if you qualify for life insurance.

Once you are approved you may pay using your credit card and start your life insurance policy today.

In fact, depending on your age and health you may qualify for up to $500,000 of term life insurance with no medical exam, just a few health questions.

There is a free look period which acts like a money-back guarantee, in case you are not satisfied with your life insurance policy.

Here's how to apply for your Instant Issue Life Insurance policy.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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Cryptococcus Gattii Deadly Fungus Spreads Killing

It seems another killer virus is filtering through the United States.

Over the past weeks Cryptococcus Gattii has spread through Canada down to the West Coast of America, killing almost 25% of those infected.



Source: ExamHealth

This Version of Cryptococcus gattii has been Genetically Modified and is Resistant to Treatment leaving a Trail of Death. Canada and United States have New Cases of Great Numbers to point of concern. This novel fungus is worrisome because it appears to be a threat to otherwise healthy people. This is Spreading to ALL types of Animals , even DOLPHINS!!! Read More.

Infection with C. gattii causes symptoms about two weeks or more after individuals or animals have been exposed to the airborne spores. Once the spores are inhaled, they embed themselves in the lungs, colonize, and then spread throughout the body. Symptoms include persistent cough, pneumonia, sharp chest pains, shortness of breath, fever, weight loss, headache, and nighttime sweats. Meningitis can also occur.

Have you protected your family with quality, affordable life insurance?

Don't wait before it's too late to provide the financial security and protection your family needs.

We never know what may happen to us tomorrow.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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Wouldn't it be cheaper if you are a non smoker on life insurance?

Does smoking affect your cost of life insurance?

yes, if you smoke your premiums for your life insurance may be higher than if you were a non-smoker.

Why? Because, smoking can lead to health problems, and shorten your life expectancy.

Smoking can lead to health issues, such as, emphysema and lung cancer.

Life insurance companies base your acceptance and the premiums you pay on your life expectancy - how long they expect you to live, and keep paying premiums.

Generally, smokers have a shorter life expectancy, so they pay higher rates for their life insurance coverage.

However, not all smokers are the same, they may smoke different things, such as, cigarettes, cigars, or pipes. And, the frequency and amount you smoke will impact your rate for life insurance.

Now, some life insurance companies have several different rating categories for smokers based on your frequency and amount of smoking. This may enable you to get a more accurate, and competitive rate for your life insurance coverage.

Here's how to learn more about term life insurance for smokers and find out how much your life insurance may cost of you smoke.

Or, if you don't smoke, you can compare non smoker life insurance rates online from several leading life insurance companies to help you find the most affordable life insurance plan.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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What is the difference between whole life and term life insurance policies?

My husband wants to take out an insurance policy on himself for our family due to the fact that he is the primary source of income for our family.

We have been researching life insurance policies. What is the difference between whole and term life?

My husband is 8 years older than me so he wants to make sure that myself and our children are taken care of in the event of his death.

Term life insurance is just like car insurance. If you have a claim the insurance company pays and if you don't your money is gone. The life insurance is just there in case you die.

Term life insurance lasts for a specific period of time, from 1-30 years.

Usually, term life insurance is available for 10, 15, 20, or 30 years. If you outlive the term of your life insurance, your policy expires.

Whole life insurance is more expensive and has a savings portion called cash value. It is not an investment and should not be used for that purpose.

Term life insurance is cheap and whole life is not.

Here's how to learn more about term life insurance vs permanent life insurance.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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What are some good life insurance company that require no exams?

There are several life insurance companies that offer life insurance without any medical exam required.

However, you will usually have to answer a few health questions for the insurance company to determine if you qualify for a policy.

Among some of the leading life insurance carriers offering no exam life insurance are the following:

American Life Policy - Offers you up to $500,000 of term life insurance with no physical exam needed, just a few health questions. You can apply online in just minutes.

RBC Express Term - Offers you up to $250,000 of term life insurance without any medical exam, just a few health questions. You can get a quote, apply online, and find out (usually within 15 minutes) if you qualify for your life insurance policy. Once approved, you can start your life insurance the same day.

Globe Life Insurance - Offers people age 78 and under up to $30,000 of simplified life insurance with no medical exam. Globe life has more than 2.5 million policyholders. You can apply online in just minutes.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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Family Burial Insurance

Can I buy family burial insurance, and if so, what companies offer burial insurance coverage?

In order to buy life insurance or burial insurance on another person, you must have "Insurable Interest" in that person.

There does exist insurable interest between parents and their children, spouses, siblings, and business partners.

So, yes you may be able to buy family burial insurance on the members of your family.

When applying for the coverage you may need them to answer a few health questions, and a signature may be required.

Usually, burial insurance plans provide a small amount of life insurance from $5,000 to $25,000, to help pay for the burial and final expenses of the insured person.

There are several insurance companies that offer burial insurance policies, including Globe Life Insurance, Colonial Penn, and Mutual of Omaha.

For example, Globe Life Insurance offers people age 78 and under up to $30,000 of simplified life insurance with no medical exam needed, to help pay for your burial expenses.

Here's how to learn more, and get your free quotes for Family Burial Insurance.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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Can I purchase life insurance on someone else?

Is it possible to buy life insurance on another person?

Yes, it is possible to buy a life insurance person on another person's life.

In order to buy life insurance on someone else, you must have the possibility of financial loss if that person were to die.

There exists "Insurable Interest" between parents and children, spouses, siblings, and business partners.'

So, you may be able to buy life insurance on your spouse, parent, of sibling, possibly.

If you own a business with a partner, you may be able to buy life insurance on your business partner.

If no Insurable Interest exists between you and the person you want to insure, you may not be able to insure that person's life.

Here's how to buy term life insurance online without any physical exam needed, just a few health questions.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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New Jersey Term Life Insurance

If I live in new Jersey how can I find affordable term life insurance coverage for my family?

No matter where you live in New Jersey, whether it's Passaic, Jersey City, or anywhere in NJ, you have several options for comparing term life insurance plans for your family:

1. You can contact a life insurance company direct to request free quotes.

2. Call a local licensed life insurance agent to help you review your options for term life insurance.

3. Or, you can visit a life insurance website offering you free, instant term life insurance quotes from a large network of high;y-rated life insurance companies.

Benefits of comparing quotes for term life insurance on the internet include:

1. No need to meet with an agent to compare prices and plans.

2. No sales pressure.

3. Convenience - You can compare free quotes online any time of the day or not from your home or office.

Here's how to get your instant Term life Insurance NJ quote comparisons online and compare the lowest prices for term life insurance form over 70 highly-rated life insurance companies.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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Does Term Life Insurance Expire?

Yes, a term life insurance policy does expire:

1. If the insured person outlives the term of the term insurance policy.

2. If the term life insurance plan is not renewable.

Term life insurance coverage is a temporary life insurance plan for a certain period of time.

Many term life insurance policies are issued for a period of 10, 15, 20, or 30 years.

If you die during the term of the policy, the beneficiary receives the proceeds, subject to any exclusions.

However, if you are alive at the expiration of the term life insurance policy, your coverage ends.

But, if you chose the renewable provision for your term life insurance plan you are allowed to renew your term life insurance policy for another term, subject to an increase in your rate based on your age at that time.

With a renewable term life insurance plan, you are not required to take a physical exam to qualify for the new term life policy, and your premium cannot be increased to reflect an adverse medical condition.

Here's how you can learn more about how term life insurance works.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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What is the difference between ordinary life insurance and term insurance?

I heard about "term insurance" whose meaning is not clear to me. Can anybody please explain what is the difference between ordinary life insurance and a term insurance?

What are the advantages and disadvantages of the two?

Ordinary or whole life insurance is lifetime coverage that builds cash value over time inside the policy. So, it provides life insurance and builds some investment within the policy.

Term insurance is temporary life insurance for a specific number of years, usually 10, 15, 20, or 30 years.

If you outlive the term of your policy, term insurance expires. if you die during the term of your policy, your beneficiary receives the proceeds from your life insurance plan.

Many people choose term life insurance because it is the most affordable type of life insurance, and offers flexibility of how many years you can be covered.

Here's how to review the benefits and drawbacks of term life insurance vs permanent life insurance

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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What is homeowner’s mortgage insurance?

Homeowner's mortgage insurance is a type of life insurance policy that pays the balance of a home mortgage if the mortgagor (insured person) dies.

Mortgage insurance is usually in the form of decreasing term insurance which provides rates that remain level throughout the term of the life insurance policy while the amount of life insurance decreases each year in-line with the amount of the outstanding decreasing mortgage.

Here's how to learn more about mortgage life insurance and request your free quote comparisons online from several highly-rated life insurance companies.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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No Exam Life Insurance for Senior?

Can seniors buy life insurance without taking any medical exam?

If you're a senior you may be able to qualify for a life insurance policy without having to take any physical exam.

It depends on your age, your health, and the insurance company.

Usually, Senior no exam life insurance plans limit the amount of life insurance available for seniors to around $30,000.

In addition, no exam life insurance plans may cost you more than a life insurance policy that requires a full medical examination.

However, no exam life insurance for seniors may offer you the chance to get a quote, apply online and find out if you qualify for life insurance the same day.

Some insurers offering no exam life insurance for senior citizens may include Globe Life Insurance, Colonial Penn, and Mutual of Omaha.

Globe Life Insurance offers people age 78 and under up to $30,000 of simplified life insurance with no medical exam. You can get a quote and apply online in just minutes.

Globe life is rated "A+" (Superior by AM Best Company for financial strength.

Here's how to buy Globe Life Insurance for you and your spouse today.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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How to Find Discount Term Life Insurance Rates

How can you find discount rates on your term life insurance policy?

Here's some tips to help:

1. Term - Choose the term that meets your needs. The shorter the term, the lower the rate. You can usually choose from terms of 10, 15, 20, or 30 years.

2. Type of Term - You can choose from renewable term, decreasing term of level term life insurance. level term is by far the most popular type of term insurance because it usually offers the most affordable rates.

3. Get Healthy - Rates are based on your age, health, and other factors. The healthier you are the lower your rates. So, start exercising, eat healthy, and quit smoking of you smoke - to help you get a lower rate on your term life insurance.

In addition, the younger you are when you buy life insurance, the lower the rate because you may have a longer life expectancy.

Finally, make sure you compare discount term life insurance rates from several highly-rated life insurance companies to help you find the most affordable plan.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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I'm 23 years old & was wondering if applying for term life insurance would be for me?

What are the benefits of term life insurance? I recently got a job and they offer various insurance options including life insurance.

Life insurance through your employer at work usually provides no benefits unless you are still working for your employer when you die, which is rare, because any illness that kills a 23-year-old is usually bad enough that you have to stop working before you die.

You may want to consider a larger amount of life insurance than offered through your employer if:

1. You are married or have children, and

2. Your spouse or children depend on money from you for their financial well-being.

If your spouse is financially independent or has a job, or you are unmarried and childless, then you certainly do not need more than $10,000 of life insurance (for funeral, burial, etc., expenses), and may not need any.

Term life insurance is usually offered through employer's and providers annual renewable coverage. if you leave your job or get fired, you may have a short time-frame to convert your group life insurance coverage from work into a permanent life insurance policy, but it will cost you a lot more.

However, you can buy your own term life insurance policy and get guaranteed level rates and coverage for up to 30 years. So, if you buy a home, get married, or have children, you will be certain to have life insurance protection, and your rates will be locked-in and stay the same for the entire term of your life insurance policy.

Here's how you can compare term life insurance quotes online with no obligation, and find the lowest premiums from over 70 leading life insurance companies without having to meet with an agent.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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Can you get life insurance for your parents?

Is it possible to buy life insurance coverage on your parents?

Yes, it is possible to buy life insurance on your parents.

One requirement in order to buy life insurance on another person is called "Insurable Interest".

There must exist an insurable interest between the owner of the life insurance policy and the insured person.

An insurable interest exists between spouses, parents and their children, siblings, and business partners.

When applying for life insurance on your parents, they ma be required to answer some health questions, take a physical exam, and sign the application for coverage.

There are senior no exam life insurance plans that allow you to get a quote, apply online and purchase a policy without any medical exam required.

One way to buy life insurance on your parents is to compare life insurance quotes online to help you find the most affordable life insurance plan.

In addition, if you only need a small amount of life insurance to provide for final expenses, burial, and other related costs, you may want to consider Globe Life.

Globe Life Insurance offers people age 78 and under up to $30,000 of simplified life insurance with no medical exam required. You can get a quote and apply online for coverage for both of your parents.

Make sure you know how much life insurance you need, what you can afford to pay, and compare plans to help you save money.

In addition, the financial rating of the insurers is usually provided with your free quotes. The higher the rating, the more financially secure the insurance company.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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Is burial life insurance different from final expense life insurance?

My mom wants to buy burial insurance but is confused about the terms she sees on the internet.

She says she keeps seeing the term final expense life insurance on some of the websites. Please explain what the difference in these two terms is?

While many people treat burial insurance and final expense life insurance as the same since each is life insurance, they really are designed to be different.

Burial insurance usually only covers a persons burial costs when they die.

Final expense life insurance is usually purchased to cover burial expenses and other related expenses, like paying off some outstanding debts.

However, burial insurance and final expense insurance are both terms that refer to a low value, life insurance policy meant to provide money for your beneficiary to help pay for burial and final expenses when you pass away.

Most burial and final expense plans provide from $5,000 to $30,000 of life insurance coverage without any medical exam required. You may get a quote and apply for coverage online.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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Cheapest and Best Life Insurance with No Medical Exam Required?

What is the cheapest and best-rated life insurance without any physical exam required?

Which companies offer no exam life insurance and what are the lowest priced plans available?

The answer depends on you and the insurance company.

each life insurance company has their own set of underwriting guidelines, rules for acceptance, and rates they charge.

The rates no exam life insurers will quote you depend on your personal factors, which include your age, gender, health, occupation, hobbies, if you smoke or not, your driving record, height-to-weight ratio, etc.

However, with a no exam life insurance plan there are no physical exams required, just a few health questions. So, your answers to the questions on the application, including the health questions, will determine if you are approved, and what premium you will pay for your life insurance policy.

In addition, there are several insurers offering different types of no exam life insurance plans.

Globe Life Insurance offers people age 78 and under up to $30,000 of simplified life insurance with no medical exam.

RBC Insurance offers up to $250,000 of term life insurance without any medical exam, just a few health questions.

Here's how to review several leading life insurance no medical exam plans, rates, and insurers. You can compare plans and request a free, instant quote for your no exam life insurance policy online in minutes.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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Cost of a $250,000 Life Insurance Policy?

How much is a two hundred and fifty thousand dollars life insurance policy?

That depends on you and the life insurance company.

Each life insurance company has their own rates based on your underwriting factors.

In addition, your personal factor will affect your premium for life insurance, including your age, gender, health, family health history, occupation, hobbies, driving record, whether you smoke or not, and your height-to-weight ratio, among other factors.

That's why you may want to consider comparing life insurance rates and plans from several insurers before you choose a life insurance policy.

The most affordable plan is term life insurance which offers coverage for a period of 10, 15, 20, or 30 years.

If you pass away during the term of your life insurance policy, your family (beneficiary) receives the proceeds from your life insurance.

By comparing term life insurance quotes online you can receive up to 12 of the lowest prices from over 70 highly-rated life insurance companies to help you save money.

In addition, you may qualify for up to $250,000 term life insurance with no medical exam required, just a few health questions. You can get a quote, apply online, and find out within minutes for you qualify for a policy. Once approved, you can start your life insurance coverage the same day.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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Smoker Affordable Term Life Insurance

Can smokers get affordable term life insurance and how can I compare rates and plans?

Usually, many life insurance companies will classify smokers at a much higher rate for life insurance than non-smokers.

Why? Because, smoking can cause lung cancer and lead to emphysema, or other chronic health problems that may shorten your life expectancy.

Since life insurance rates are based on your life expectancy, anything that may cause you to die sooner rather than later would increase the premium you pay for life insurance.

However, there are life insurance companies that have more risk classifications for smokers based on the type and amount of smoking you do, and some even offer standard rates for occasional smokers.

In addition, other insurers that specialize in insuring the lives of smokers may offer more competitive rates than you might expect.

Here's how you can compare smoker affordable term life insurance quotes and plans online and find low cost coverage from a highly-rated life insurer.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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Cheap life insurance for diabetics?

Where I can get good cheap life insurance if I am diabetic?

For many life insurance companies Type 1 diabetes automatically disqualifies you for coverage.

Also, finding cheap life insurance with diabetes may be next to impossible.

If you work for a company that offers a small life insurance benefit free of charge, such as $10K, that usually sticks, but anything more than that you may be denied life insurance coverage.

Ask your employer about your employee life insurance benefits and how much coverage you have. Also, ask if you can increase the amount of group life insurance you have (maybe by paying extra) - see if you can get more even though you have diabetes.

Also, depending on the type of diabetes you have, and how you manage your diabetes, you may qualify for individual life insurance.

Some life insurance companies now offer coverage to people who have diabetes. Whether they accept type 1 or type 2 diabetics depends on the insurance company, your health, and how you manage your diabetes.

Here's how to learn more about life insurance for diabetics and compare life insurance plans, rates, and insurance companies.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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Will life insurance exams test for marijuana?

I'm about to get life insurance and they want to do blood work and urinalysis.

I'm an occasional pot smoker and I'm not sure if I should be concerned about that or not.

I know there aren't any legal repercussions but my wife thinks they could deny me coverage and put me on some kind of list so I can't ever get life insurance.

I just want to know if I need to quit smoking pot and put the test off until I'm clean or if it's not a problem.

If you smoke marijuana you'll have to reveal that on the life insurance application, and yes, they'll test for marijuana either through blood work, urinalysis, or hair follicle.

If medical marijuana is legal in your area and you have a legal prescription, the life insurance company may accept you for coverage.

If you are declined due to testing positive for marijuana, it may be listed on a database of life insurance companies who share information on applicants. That means if you apply again for life insurance through another insurer, they may find out you were declined previously due to marijuana.

Another option is buying life insurance with no medical exam required. These plans offer up to $500,000 of life insurance with no physical, no blood test, and no urine test.

If you qualify for a no exam life insurance policy you can even start your life insurance coverage the same day.

However, you should always answer all questions truthfully on the life insurance application.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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How to Choose Life Insurance?

How do I choose life insurance? Which one is the best life insurance for me?

I'm trying to find a life insurance policy, but there are so many options.

It can seem frustrating, shopping for life insurance, knowing you need protection, and not knowing what type may be right for you.

One way to find the life insurance you need is to meet with a licensed life insurance agent and review your options.

There are two basic types of life insurance: Term life insurance and Permanent life insurance.

You can review this article that explains term life insurance vs permanent life insurance.

When comparing life insurance plans make sure you consider:

1. How much life insurance you need.

2. What type of life insurance you need.

3. What you can afford to pay.

4. How many years you need life insurance.

5. What goals you are trying to accomplish with your life insurance policy.

Term life insurance is the most common type of life insurance because it offers the most life insurance protection at the lowest price.

Term life offers you the flexibility of choosing life insurance coverage for a term of 10, 15, 20, or 30 years to meet your needs.

Here's how you can compare up to 12 of the lowest term life insurance quotes from over 70 top-rated life insurance companies offering you savings up to 75%.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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How do I find a good price for life insurance?

I am trying to help my mother find a good life insurance policy but I am not quite sure how to go about searching the right way.

She is 50 years old and a smoker. Other than that she doesn't really have health problems and is active. She doesn't have that much money and can only afford about 30 or $40 a month for her life insurance.

The rate your mother will pay for her life insurance policy will depend on the type and amount of life insurance, the insurance company, your mother's health, occupation, hobbies, driving record, height-to-weight ratio, and her smoking, etc.

She may be able to save money on her life insurance if she is healthy, and quits smoking.

Another way to find affordable life insurance coverage is to compare life insurance rates, plans, and insurers on the internet. Since prices vary by insurance company, you may be able to save money by comparing plans from several life insurance companies.

Here's how you can learn more about over 50s life insurance and how to shop online for quality, affordable life insurance coverage for your mother.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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How Do I Get Life Insurance for My Parents?

As long as your parents agree to it, you can take out a life insurance insurance policy on each of them.

Basically they would be listed as the insured person on the life insurance policy, and you would be listed as the owner of the policy.

The Insured would have to go through all of the life insurance application and underwriting process (which may include a physical exam, blood and urine tests), the owner just simply pays the premium on the life insurance policy.

When buying life insurance on another person, such as your parents, you may need the following:

1. Insurable Interest - Which exists between parents and children, spouses, and siblings, as well as, business partners.

2. The insured person's medical information.

3. The insured person's signature.

4. The insured person may have to take a physical examination.

However, another option would be for your parents to take out their own life insurance policies naming you as the beneficiary.

They could compare life insurance quotes and plans online and find the lowest priced plan from a top-rated life insurance company. Then, they could request an application online and apply for coverage.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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Compare Ohio Term Life Insurance Quotes

I live in Ohio, how can I get term life insurance quote comparisons and find affordable coverage?

You have a few options for comparing term life insurance rates - You could call a local insurance agent, contact insurance companies direct, or compare rates and plans online.

Since term life insurance is temporary coverage for 1-30 years, it s usually the least expensive type of life insurance.

However, another way to save money on your life insurance plan is to compare rates from several top-rated insurers to help you find the most affordable plan.

Comparing term life quotes online offers you a quick and easy way to shop for term life plans from multiple insurers without having to meet with an agent.

In fact, by filling out one quote request form you may compare up to 12 of the lowest term life insurance quotes from over 70 top life insurance companies.

Here's how to request your Ohio term life insurance quotes online and find affordable, quality term life insurance protection for your family.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



Disclosure: Compensated Affiliate

How much life insurance should I carry?

How much life insurance do I really need, and how can I determine the right amount of life insurance for me?

The right amount of life insurance for you depends on your personal situation, and your goals you want to accomplish with your life insurance policy.

This means you need to take into consideration your current savings, your financial responsibilities, outstanding debt, and the people who rely on your for financial support.

Life insurance agents used to recommend their clients purchase 7-10 times their annual income to have enough money to leave to their family to replace their income, if invested wisely.

However, today there's a term life insurance calculator you can use that will give you an instant, accurate estimate of your life insurance needs.

You just answer some basic questions and the calculator let's you know what your life insurance needs are based on your current personal situation.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



Disclosure: Compensated Affiliate

If a man dies in jail or gets put to death, does the insurance policy still pay?

Usually, there's an exclusion, for judicial action - so if he's executed, it won't be covered by the life insurance policy.

But if he dies from some other cause, the life insurance may pay out to the beneficiary.

You may want to review your life insurance policy terms, conditions, and all exclusions pertaining to the coverage.

In addition, you can ask your life insurance agent and insurer to give you a written answer regarding your questions about the coverage provided by your life insurance policy, and reasons it may not pay out.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



Disclosure: Compensated Affiliate

What is the most important thing to consider when buying life insurance?

If you are buying life insurance you may be wondering what are the most important things to consider before purchasing your policy.

It's a natural feeling, to wonder what's important, so you don't miss something that may negatively affect you later.

When it comes to buying life insurance, there's not one most important consideration, but several things to consider, including:

1. What type of life insurance is right for you - term life insurance or permanent?

2. How many years do you need life insurance?

3. Why exactly are you buying life insurance?

4. How much can you afford to pay for life insurance?

5. What is the financial strength rating of the insurer you are buying life insurance from and what type of customer service do they offer?

6. Does the life insurance carrier have any complaints on file with the Department of Insurance in your state?

7. How much life insurance do you need?

8. if you are married, does your spouse need life insurance?

9. Which is the best life insurance company offering the lowest rates from the highest-rated insurer?

Make sure you consider all of the above questions when comparing plans, carriers, and prices for your life insurance coverage.

The first step is to contact a local, licensed independent life insurance agent, or compare free term life insurance quotes online to find the lowest rates from over 70 leading life insurance companies, with no obligation and no delays.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



Disclosure: Compensated Affiliate