There are life insurance carriers now offering consumers 10, 15, 20, or even 30 year term life insurance with no medical exams required.
However, there are a few health questions to answer. Your answers will help to determine if you qualify for the coverage.
In addition, depending on the company you may be able to qualify for anywhere from $25,000 up to $500,000 of term life protection without a physical.
However, you should be aware that the prices for no exam life insurance are usually higher than you would pay for life insurance that requires a medical exam and full underwriting.
However, the advantages of no exam plans may include the chance for you to start your life insurance coverage today. As well as, no physical exam, no blood or urine tests, and no long mailing delays.
In fact, you can even get a quote online, apply for coverage, and find out (usually within minutes) if you qualify for the life insurance coverage.
Here's how you can learn more and request your free quote for 20 year term life insurance with no medical exam.
20 year term life can provide you with guaranteed level premiums and coverage for the entire 20 year term of your life insurance policy.
Insurance without any Medical Exam,
Just a Few Health Questions.
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