Friday, October 9, 2009

Life Insurance No Health Questions?

Looking for a life insurance plan that doesn't ask questions about your health.

I am trying to help my mother find a Life insurance that isn't based upon your health.

There are life insurance plans that require no health questions, these are basically guaranteed acceptance life insurance plans.

However, with guaranteed acceptance plans you are offered limited amounts of coverage, and the premium may be very high.

There are life insurance plans that only ask a few health questions, and these plans offer more coverage and maybe more affordable prices when compared to guaranteed acceptance life insurance.

One options for you to consider for your mother may be Globe Life Insurance which offers up to $30,000 of simplified life insurance with no medical exam for people age 78 and under.

Another option may be term life insurance with no exam required that offers up to $500,000 of term life coverage, depending on your age and health.

You may want to consider contacting a life insurance agent that has access to a network of life insurers in order to compare plans and rates for life insurance for your mom.

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