Life Insurance No Medical Exam - Pros and Cons

What are the pros and cons of life insurance with no medical exam required?

There are several advantages to purchasing life insurance with no exam required, including

1. Up to $500,000 of life insurance with no physical, just a few health questions.

2. Instant approval if you qualify.

3. Same day coverage once approved.

4. No need to meet with an agent.

5. No delays or hassles.

However, there are some drawbacks to buying no exam life insurance, including:

1. The amount of coverage available may be limited to $500,000 or less.

2. The rate you pay may be higher than rates for life insurance that does require a medical exam.

Why do people choose no exam life insurance?

Some consumers don't want to wait 6-8 weeks to get their life insurance policy.

Others just don't like high-pressure insurance agents.

Or, maybe you just want life insurance today, or don't like needles or medical exams.

Whatever your reason, no exam life insurance offers you the opportunity to qualify for up to $500,000 of term life insurance with no exam required, just a few health questions.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.