We recently found out we are expecting a baby and need to open a life insurance policy in case something would happen to him so we'd be taken care of.
We have life insurance that is paid for by his employer.
How do we go about buying our own life insurance? Is it added to our existing medical insurance, or can we get it separately?
Life insurance is separate from medical insurance.
You can buy an individual life insurance policy on your husband.
Many new families purchase term life insurance because it offers the most life insurance protection at the lowest price.
Term life insurance can provide coverage for a period of 10, 15, 20, or 30 years. That means your family will be protected until your children are grown and on their own.
Term life usually costs 2-3 times less than permanent life insurance.
Here's how you can apply for term life insurance online and start your husband's life insurance policy today, if he qualifies.
Insurance without any Medical Exam,
Just a Few Health Questions.
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