Yes, you have the choice of getting regular life insurance quotes online, which may or may not require you to take a medical exam to qualify...
Or, you can choose to request life insurance quotes with no medical exams required.
However, no exam life insurance quotes usually require that you answer a few health questions. This is how the life insurer determines if you would qualify for coverage.
When shopping for no exam life insurance you should consider the following:
- Rates may vary between life insurers.
- The amount of life insurance coverage available may be limited to $500,000 or less.
- Not everyone qualifies.
- Premiums may be higher than charged for life insurance requiring a medical exam.
Always review the financial strength rating of the life insurance company, and find out how many years your rate and coverage amount are guaranteed to remain the same.
Please read this article reviewing life insurance no medical exam plans and companies to learn more before choosing the plan that's right for you.
Insurance without any Medical Exam,
Just a Few Health Questions.
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