Looking for a life insurance plan that doesn't ask questions about health?

I am trying to help my mother find a Life insurance that isn't based upon your health.

In other words, she is 54 years old and has fibromyalgia, she is in constant severe pain, she takes many very strong pain medications. I need to find a cheap, quality, life insurance for her.

Finding a cheap life insurance policy for some over 50 with a health condition may be difficult.

In addition, finding life insurance not based upon health will limit your options to term life insurance with no exam required or guaranteed acceptance life insurance.

Term life insurance with no exam may offer up to $250,000 of life insurance without requiring any physical examination, just a few health questions.

Also, Globe Life Insurance offers people age 78 and under up to $30,000 of simplified life insurance without any medical exam.

Another option may be accidental death insurance which offers up to $1,000,000 of life insurance protection with no medical exam and no health questions. However, the insured person must die as a result of an accident in order for the beneficiary to receive the proceeds of the insurance policy.

NEW! Here’s How to Buy up to $250,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



Disclosure: Compensated Affiliate

Has anyone found an affordable life insurance with no health exam?

My father needs life insurance and has health problems.

He needs something with low monthly payments, but will provide enough if he has a natural death.

Most of the time, with Term Life Insurance, you can get a reasonable sized life insurance policy with no health exam required.

It all depends on what state you're in, but its always true that term insurance will get you a much higher payout for a much lower fee than permanent life insurance.

For term life insurance there's no payout if you don't die within the term you choose.

There are no exam life insurance plans available. The type and amount of coverage available will vary by insurance company, and your age and health.

For instance, Globe Life Insurance offers people age 78 and under up to $30,000 of simplified life insurance with no medical exam.

In addition, there are other life insurance no health exam plans available that may offer higher amounts of coverage depending on your father's health and age.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



Disclosure: Compensated Affiliate

Affordable Life Insurance with No Health Exam?

Has anyone found an affordable life insurance with no health exam?

My father needs life insurance and has some health problems.

He needs something with low monthly payments, but will provide enough if he has a natural death.

Life insurance plans that do not require a physical exam usually offer limited amounts of protection at higher than normal premiums.

And, sometimes people with a health condition may find lower rates by comparing plans and premiums from several insurers that do require a physical.

That being said, you do have options that may be available for your father to choose from for life insurance that does not require a physical exam.

Some plans are available for limits of life insurance from $10,000 up to $500,000 depending on the insurer, your father's age and health, and your budget.

One plan is offered by Globe Life Insurance that provides up to $30,000 of simplified life insurance with no medical exam for people age 78 and under.

Here's an article that reviews several leading plans for life insurance with no health exam required, just a few health questions.

You can review the plans and request free quotes for coverage for your father.

NOTE: Depending on the plan you choose, your father may need to own the life insurance policy for 1-2 years before full coverage is provided - keep this in mind and review the offers before making a choice.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



Disclosure: Compensated Affiliate

Life Insurance No Health Questions?

Looking for a life insurance plan that doesn't ask questions about your health.

I am trying to help my mother find a Life insurance that isn't based upon your health.

There are life insurance plans that require no health questions, these are basically guaranteed acceptance life insurance plans.

However, with guaranteed acceptance plans you are offered limited amounts of coverage, and the premium may be very high.

There are life insurance plans that only ask a few health questions, and these plans offer more coverage and maybe more affordable prices when compared to guaranteed acceptance life insurance.

One options for you to consider for your mother may be Globe Life Insurance which offers up to $30,000 of simplified life insurance with no medical exam for people age 78 and under.

Another option may be term life insurance with no exam required that offers up to $500,000 of term life coverage, depending on your age and health.

You may want to consider contacting a life insurance agent that has access to a network of life insurers in order to compare plans and rates for life insurance for your mom.