Wednesday, July 8, 2009

What is Senior Term Life Insurance No Exam required?

What is senior term life insurance with no exams, and how does it work?

Senior term life insurance is temporary life insurance for people over the age of 55. Usually term life plans offer coverage for a term, or period of 10, 15, 20, or 30 years.

However, depending on your age and health, the term may be limited to 20 years of coverage.

Term life with no exams means there is no medical exam required to qualify for life insurance, just a few health questions. And, there's no blood or urine tests, either.

Basically, senior term life insurance with no exam offers from $30,000 up to $100,000 or more without a medical. The amount of coverage available depends on your age, the insurance company, and your health.

The premium you pay may be higher than you would pay for a life insurance policy that requires a physical.

But, with no exam life insurance you can apply online and find out within minutes (usually) if you qualify for life insurance. There's no waiting 6-8 weeks for a decision.

And, there's no need to meet with an agent, take a physical, or listen to a high-pressure sales pitch.

Here's how you can get senior term life insurance no exam required.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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