Today, life insurance is available online direct from life insurance companies without any physical exams required.
In fact, some insurers offer life insurance with no medical exam to people age 78 and under.
Depending on your age and health, you may be able to purchase up to $500,000 of life insurance without any physical checkup.
In fact, even if you are over 50, on medication, or you smoke, you may still qualify for no exam life insurance coverage.
When you apply for no exam life insurance you will answer a few health questions. Your answers will determine whether you qualify.
Not everyone qualifies for life insurance without an exam.
And, the rate may be higher than you would pay for life insurance that does require a medical exam, because no exam plans may accept people who might not qualify for life insurance requiring a physical exam.
However, is you want life insurance without a medical, blood or urine tests - it is available.
There are insurers rated "A+" Superior for financial strength by AM best Company which offer up to $500,000 of term life insurance no exam required.
Insurance without any Medical Exam,
Just a Few Health Questions.
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