Sunday, June 6, 2010

Life Insurance with Pre-Existing Condition?

Is it possible to buy a life insurance policy if you have a pre-existing health condition?

Usually, you can compare life insurance quotes online from several life insurance companies in order to find out if any insurers would offer life insurance coverage to you if you have a health problem.

However, you may or may not qualify for life insurance depending on your age, and health.

In that case, you may want to consider a term life insurance no exam policy which offers life insurance coverage without any physical exam, blood or urine tests required, just a few health questions.

However, if you are declined for life insurance through the above options, you may only qualify for guaranteed acceptance life insurance which offers a graded death benefit the first 2-3 years. That means, you have to live for at least 2-3 years for the full death benefit to be paid out to your family (beneficiary) upon your death.

NEW! Here’s How to Buy up to $250,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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