The answer depends on the life insurance company and your own individual factors, such as your health.
There are several life insurance companies that offer no exam life insurance policies.
Each life insurer has their own set of guidelines and restrictions for who they will accept for coverage, depending on underwriting factors such as your age, health, if you smoke, your weight, etc.
Some no exam life insurance plans offer guaranteed acceptance which means the limits of coverage offered may be low, but the age restrictions may be for people ages 50-85, possibly.
Other life insurance companies may offer term life insurance no exam for people age 65 and under, and the amount of coverage may be offered for 10, 15, 20 or 30 years. The amount of coverage offered may be based on the age you are when you purchase the coverage, with lower limits available for older persons.
In addition, there may be accidental death insurance plans available for people of differing ages, perhaps from age 18 to 70. Accidental death coverage usually offers higher limits of life insurance and a lower premium, because you must die as a result of an accident for coverage to pay out.
Insurance without any Medical Exam,
Just a Few Health Questions.
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