How Does Life Insurance with No Exam Work?

What is no exam life insurance, and how does it work?

No exam life insurance is life insurance protection that does not require you to take any physical exam when you apply for coverage.

Usually, if you are applying for $100,000 or more of life insurance you may be required to take a physical exam, blood and urine tests, depending on your age, answers to the application questions, and the insurance company.

Each life insurance carrier has their own set of underwriting guidelines for applicants for life insurance.

However, do to technological advancements, the internet, and the need for life insurers to be more competitive, there are now available life insurance policies that do not require you to take a medical exam.

No exam life insurance plans may be available for term life insurance coverage that offers life insurance for a set number of years. Some no exam plans offer term insurance for a period of 10, 15, 20, or 30 years, depending on your age and health.

Learn more about life insurance with no medical exam required and compare plans and rates online today.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.