Today it seems there are several highly-rated insurance companies offering no exam life insurance coverage.
Among the leading companies offering life insurance without an exam are: RBC insurance, Gerber Life, Globe Life and Accident Insurance Company, Garden State Life, Colonial Penn, Liberty Life Insurance Company, and HSBC Insurance.
When comparing plans and companies make sure to review the following:
- How many years are your rates guaranteed to remain the same?
- How many years is your life insurance coverage amount guaranteed to remain the same?
- How many life insurance coverage is available without a medical?
- What is the financial strength rating of the isnurance company?
It's usually a good idea to compare prices and coverage from several companies before choosing a plan, so you can find out which carrier offers you the best price and most coverage to meet your needs and fit your budget.
Finally, make sure you choose a company rated "A" excellent or better from AM best for financial strength. The financial strength rating is an indication of the insurance company's ability to meet their financial obligations.
Review the Top Life Insurance Companies No Exam required
Insurance without any Medical Exam,
Just a Few Health Questions.
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