Top Life Insurance Companies with No Exams

Which are the top life insurance companies offering life insurance with no medical exam required?

Today it seems there are several highly-rated insurance companies offering no exam life insurance coverage.

Among the leading companies offering life insurance without an exam are: RBC insurance, Gerber Life, Globe Life and Accident Insurance Company, Garden State Life, Colonial Penn, Liberty Life Insurance Company, and HSBC Insurance.

When comparing plans and companies make sure to review the following:

1. How many years are your rates guaranteed to remain the same?
   
   
2. How many years is your life insurance coverage amount guaranteed to remain the same?
   
   
3. How many life insurance coverage is available without a medical?
   
   
4. What is the financial strength rating of the isnurance company?

It's usually a good idea to compare prices and coverage from several companies before choosing a plan, so you can find out which carrier offers you the best price and most coverage to meet your needs and fit your budget.

Finally, make sure you choose a company rated "A" excellent or better from AM best for financial strength. The financial strength rating is an indication of the insurance company's ability to meet their financial obligations.

Review the Top Life Insurance Companies No Exam required

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Best No Exam Life Insurance Companies

Which are the best life insurance companies offering you no exam life insurance coverage?

That depends on what factors you are considering.

When reviewing quotes for life insurance with no medical exam required, some differences to consider would be the following:

1. The prices quotes.
2. The financial rating of the insurance company.
3. The number of years coverage is offered.
4. The amount of life insurance coverage available.
5. The quality of customer service.

Some of the leading life insurers offering no medical exam life insurance are:

RBC Insurance
Liberty Life Insurance Company
Globe Life and Accident Insurance Company
Stonebridge Life Insurance
Garden State Life

Make sure to review and compare quotes and plans before choosing your policy.

Some no exam life insurance plans offer graded benefits, which means full coverage is not available until you have owned your policy for 1-2 years.

Here's how you can review some of the best life insurance no medical exam companies.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.